Comparison

BKM Express (bex) vs CepTel

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head

BKM Express (bex)

Free

💰 Finance

★ 4.864 ratingsView app →

About

BKM Express (bex)

This payment system allows for fast, easy, and secure transactions. Send and request money 24/7 without sharing card details with merchants. Manage multiple bank cards from a single account for seamless shopping and transfers.

Highlights

Secure payments without sharing card details
24/7 money sending and requesting
Manage multiple bank cards
QR code and link-based money requests
Installment options for purchases
Earn points on purchases

Features

Read full description

bex, kartlarını telefon numaranla eşleştirerek bir araya getirebileceğin, ekli kartlarından seçerek ödemelerini kolayca yapabileceğin bir dijital cüzdan uygulamasıdır. Banka kartı, kredi kartı ve ön ödemeli kartlarını bex’e ekleyebilir; entegre olan iş yerlerinde yapacağın internet ödemelerini kart bilgilerini tekrar tekrar girmene ihtiyaç olmadan yapabilirsin. Tüm fiziksel mağazalarda bex uygulamasından dilediğin kartı seçerek karekodla ödeme gerçekleştirebilirsin. bex’i sadece iş yerlerinde değil entegrasyon sağlanan kamu kurumları ödeme sayfalarında da kullanabilirsin. Kart bilgilerin ve işlemlerin Bankalararası Kart Merkezi A.Ş. (BKM) güvencesiyle korunur. bex’i tümüyle ücretsiz kullanabilirsin.

About

CepTel

Features

Read full description

PhoneVia ile tüm alış satış işlemlerinizi kontrol edin.

Screenshots

BKM Express (bex)4 screens

CepTel4 screens

Verdict

The call

BKM Express (bex) and CepTel are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 3 months. The most recent releases landed on October 16, 2026 and October 7, 2026 respectively.

ScorecardNo meaningful differences

BKM Express (bex) versus CepTel: the parameters behind the verdict, then further details
Parameter	BKM Express (bex)	CepTel
Price	Free	Free
Rating	4.8 (64 ratings) — better	—
Positive reviews	73.3% of reviews	—
Number of ratings	64 — better	—
Update frequency	Every 3 months	Every 3 months
Ads	No	No
In-app purchases	No	No
Monetization	Free	—
Devices	iPhone, iPod	iPhone, iPod
Requires iOS	15 — better	15.6
Further details — not scored
Size	64 MB	58 MB
Age rating	4+	4+
Developer	Bankalararası Kart Merkezi	Muhammed Faruk Sogut

In-app purchases

None

BKM Express (bex)

No in-app purchases

None

CepTel

No in-app purchases

Questions

Is BKM Express (bex) free?

BKM Express (bex) is free to download, with no in-app purchases.

Is CepTel free?

CepTel is free to download, with no in-app purchases.

Do BKM Express (bex) or CepTel have ads?

Neither BKM Express (bex) nor CepTel shows ads.

Which is updated more often, BKM Express (bex) or CepTel?

BKM Express (bex) ships an update every 3 months, and CepTel every 3 months. Most recently, BKM Express (bex) was updated on October 16, 2026 and CepTel on October 7, 2026.