# nera app vs STOQA

The clearest difference is in-app purchases: nera app at none against STOQA's 4. STOQA's advantage is iOS requirement (15.6 vs 18.0). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. STOQA sells 4 in-app purchases, starting at $19.99 per month. nera app asks for nothing beyond the download.

nera app ships an update every 10 days, STOQA every 11 days. The most recent releases landed on October 6, 2026 and September 24, 2026 respectively.

## The numbers

| Metric | nera app | STOQA |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.4 (10 ratings)](https://appshunter.io/ios/app/nera-app/id6575368341/reviews)** | — |
| Number of ratings | **10** | — |
| Positive reviews | 66.7% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Every 10 days** | Every 11 days |
| Monetization | Ad-supported | — |
| Size | 126 MB | 39 MB |
| Requires iOS | 18.0 | **15.6** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Al Rajhi Banking and Investment Corporation](https://appshunter.io/developer/431010080) | [Stoqa](https://appshunter.io/developer/1855862857) |

## What reviewers say

### nera app

[App page](https://appshunter.io/ios/app/nera-app/id6575368341)

Manage your money with a modern banking experience. This app offers a versatile card with customizable rewards and tools to help you budget, track spending, and plan for your financial future.

**Highlights:** Personalized user perks, All-in-one versatile card, Cashback, points, or currency switching, Spending tracking and budgeting tools, Financial goal planning, Modern banking experience

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### STOQA

[App page](https://appshunter.io/ios/app/stoqa/id6755722301)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Advanced Plan | $19.99 | per month |
| Pro Plan | $29.99 | per month |
| Advanced Plan | $199.99 | per year |
| Pro Plan | $249.99 | per year |


## Frequently asked questions

### Is nera app free?

nera app is free to download, with no in-app purchases.

### Is STOQA free?

STOQA is free to download, with in-app purchases available.

### Do nera app or STOQA have ads?

Neither nera app nor STOQA shows ads.

### Which is updated more often, nera app or STOQA?

nera app ships an update every 10 days, and STOQA every 11 days. Most recently, nera app was updated on October 6, 2026 and STOQA on September 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*