# Go PEMCO vs Coug Alumni

The clearest difference is rating: Coug Alumni at 5.0 against Go PEMCO's 4.4. Coug Alumni also leads on iOS requirement (12.0 vs 17). Go PEMCO's advantage is ratings volume (168 vs 4) and update cadence (every 5 weeks vs every 3 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Coug Alumni holds the better App Store score, 5.0 against 4.4. That said, the two scores are not equally well evidenced: Go PEMCO has 168 ratings behind it against 4, so its average is the more settled of the two.

Go PEMCO ships an update every 5 weeks, Coug Alumni every 3 months. The most recent releases landed on October 22, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Go PEMCO | Coug Alumni |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.4 (168 ratings)](https://appshunter.io/ios/app/go-pemco/id657915566/reviews) | **[5.0 (4 ratings)](https://appshunter.io/ios/app/coug-alumni/id1222682474/reviews)** |
| Number of ratings | **168** | 4 |
| Positive reviews | 70.3% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 5 weeks** | Every 3 months |
| Monetization | Free | Free |
| Size | 73 MB | 7 MB |
| Requires iOS | 17 | **12.0** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 12+ |
| Developer | [PEMCO Mutual Insurance Company](https://appshunter.io/developer/657915629) | [Washington State University Alumni Association](https://appshunter.io/developer/1409816072) |

## What reviewers say

### Go PEMCO

[App page](https://appshunter.io/ios/app/go-pemco/id657915566)

Manage your insurance policies on the go. Access ID cards, view policy details, file claims, and make payments easily. Connect with customer care and find local repair shops.

**Highlights:** Digital insurance ID cards, Policy and coverage details, File insurance claims, Policy changes, View billing and documents, Pay bills, Locate repair shops

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to navigate and user-friendly interface
- 📱 Convenient Apple Wallet integration for insurance cards
- 🚀 Fast and responsive app performance
- 📋 Quick access to policy information and documents
- 💳 Simple payment processing

**What reviewers complain about**

- 🐛 App crashes on certain functions
- 📄 Limited printing options (full page only, no wallet-size)
- 🚗 Incomplete vehicle list display on ID cards
- 🎯 Pemcodometer tracking is unreliable and inaccurate
- 💰 Payment system issues and limitations

**Reported bugs**

- App crashes when accessing payments or ID cards
- Cannot scroll to accept terms and conditions on signup
- Pemcodometer score drops unexpectedly without cause
- Hard braking detection inaccuracy
- Phone distraction score tracking errors

**Requested features**

- Ability to customize and trim vehicle list for sharing
- Instructions for changing insurance card colors
- Wallet-size printing option for insurance cards
- Automatic payment reminders
- Split payment capability


### Coug Alumni

[App page](https://appshunter.io/ios/app/coug-alumni/id1222682474)

Connect with fellow alumni and discover local events. Access a digital membership card, exclusive benefits, and special discounts.

**Highlights:** Find alumni events, Connect with alumni, Digital WSUAA membership card, Access benefits, View discounts

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Go PEMCO free?

Go PEMCO is free to download, with no in-app purchases.

### Is Coug Alumni free?

Coug Alumni is free to download, with no in-app purchases.

### Which has better reviews, Go PEMCO or Coug Alumni?

Coug Alumni is rated higher. Go PEMCO averages 4.4 out of 5 from 168 ratings, while Coug Alumni averages 5.0 from 4 ratings.

### Do Go PEMCO or Coug Alumni have ads?

Neither Go PEMCO nor Coug Alumni shows ads.

### Which is updated more often, Go PEMCO or Coug Alumni?

Go PEMCO ships an update every 5 weeks, and Coug Alumni every 3 months. Most recently, Go PEMCO was updated on October 22, 2026 and Coug Alumni on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*