# Go PEMCO vs MySPWater

The clearest difference is review sentiment: Go PEMCO at 70% against MySPWater's 26%. Go PEMCO also leads on rating (4.4 vs 4.1). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Go PEMCO holds the better App Store score, 4.4 against 4.1. Both are backed by a comparable volume of ratings — 168 and 366 respectively. Written reviews point the same way: 70% of Go PEMCO's written reviews are positive against 26% of MySPWater's.

Go PEMCO ships an update every 5 weeks, MySPWater every 2 months. The most recent releases landed on October 22, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | Go PEMCO | MySPWater |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.4 (168 ratings)](https://appshunter.io/ios/app/go-pemco/id657915566/reviews)** | [4.1 (366 ratings)](https://appshunter.io/ios/app/myspwater/id1436012591/reviews) |
| Number of ratings | 168 | **366** |
| Positive reviews | **70.3% of reviews** | 26.3% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 5 weeks** | Every 2 months |
| Monetization | Free | Free |
| Size | 73 MB | 61 MB |
| Requires iOS | 17 | **16.0** |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [PEMCO Mutual Insurance Company](https://appshunter.io/developer/657915629) | [Smart Energy Systems LLC](https://appshunter.io/developer/1062247242) |

## What reviewers say

### Go PEMCO

[App page](https://appshunter.io/ios/app/go-pemco/id657915566)

Manage your insurance policies on the go. Access ID cards, view policy details, file claims, and make payments easily. Connect with customer care and find local repair shops.

**Highlights:** Digital insurance ID cards, Policy and coverage details, File insurance claims, Policy changes, View billing and documents, Pay bills, Locate repair shops

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to navigate and user-friendly interface
- 📱 Convenient Apple Wallet integration for insurance cards
- 🚀 Fast and responsive app performance
- 📋 Quick access to policy information and documents
- 💳 Simple payment processing

**What reviewers complain about**

- 🐛 App crashes on certain functions
- 📄 Limited printing options (full page only, no wallet-size)
- 🚗 Incomplete vehicle list display on ID cards
- 🎯 Pemcodometer tracking is unreliable and inaccurate
- 💰 Payment system issues and limitations

**Reported bugs**

- App crashes when accessing payments or ID cards
- Cannot scroll to accept terms and conditions on signup
- Pemcodometer score drops unexpectedly without cause
- Hard braking detection inaccuracy
- Phone distraction score tracking errors

**Requested features**

- Ability to customize and trim vehicle list for sharing
- Instructions for changing insurance card colors
- Wallet-size printing option for insurance cards
- Automatic payment reminders
- Split payment capability


### MySPWater

[App page](https://appshunter.io/ios/app/myspwater/id1436012591)

Manage your water account with enhanced control features. Make payments easily, track usage, and handle multiple properties from a single login. This portal offers direct support and guest access for tenants.

**Highlights:** Hassle-free payments with credit/debit cards, Autopay setup, Guest access for tenants, Water usage insights, Manage multiple properties with one login, Direct customer support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Autopay finally works
- 👍 App and website improved
- 👍 Lots of good info
- 👍 Signing up was easy

**What reviewers complain about**

- 🐛 Authentication issues persist
- 🐛 App is clunky and illogical
- 🐛 Frequent logouts
- 🐛 Cannot view or download PDF bills
- 🐛 Cannot find or pay bills

**Reported bugs**

- Authentication code email not sent
- App logs out during usage
- Auto payment not working
- Cannot view PDF bill
- Cannot find bill

**Requested features**

- Use FIDO passkeys or Authenticator app for 2FA
- Consult UX expert for app design
- Consult finance expert for analytics
- Improve chart usability and scrolling
- Allow pasting passwords during sign-up


## Frequently asked questions

### Is Go PEMCO free?

Go PEMCO is free to download, with no in-app purchases.

### Is MySPWater free?

MySPWater is free to download, with no in-app purchases.

### Which has better reviews, Go PEMCO or MySPWater?

Go PEMCO is rated higher. Go PEMCO averages 4.4 out of 5 from 168 ratings, while MySPWater averages 4.1 from 366 ratings.

### Do Go PEMCO or MySPWater have ads?

Neither Go PEMCO nor MySPWater shows ads.

### Which is updated more often, Go PEMCO or MySPWater?

Go PEMCO ships an update every 5 weeks, and MySPWater every 2 months. Most recently, Go PEMCO was updated on October 22, 2026 and MySPWater on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*