# Simpler Budget vs Chipp

The clearest difference is in-app purchases: Chipp at none against Simpler Budget's 5. Chipp also leads on iOS requirement (13.0 vs 15.0). Simpler Budget's advantage is rating (4.8 vs 4.4). On price, review sentiment, ratings volume and update cadence there is nothing between them.

Both are free to download. Simpler Budget sells 5 in-app purchases, starting at $1.99 per month. Chipp asks for nothing beyond the download.

Simpler Budget holds the better App Store score, 4.8 against 4.4. Both are backed by a comparable volume of ratings — 47 and 16 respectively. Written reviews point the same way: 80% of Simpler Budget's written reviews are positive against 78% of Chipp's.

Simpler Budget ships an update every 2 weeks, Chipp fortnightly. The most recent releases landed on September 21, 2026 and June 11, 2026 respectively.

## The numbers

| Metric | Simpler Budget | Chipp |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (47 ratings)](https://appshunter.io/ios/app/simpler-budget/id6581483732/reviews)** | [4.4 (16 ratings)](https://appshunter.io/ios/app/chipp/id6636520980/reviews) |
| Number of ratings | **47** | 16 |
| Positive reviews | **80.0% of reviews** | 77.8% of reviews |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Fortnightly |
| Monetization | Freemium | **Free** |
| Size | 121 MB | 116 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [DEVWORLD VIETAM COMPANY LIMITED](https://appshunter.io/developer/1867412933) | [Chipp LLC](https://appshunter.io/developer/1762962073) |

## What reviewers say

### Simpler Budget

[App page](https://appshunter.io/ios/app/simpler-budget/id6581483732)

Effortlessly track expenses, plan your spending, and reach your financial goals. This app helps you see where your money goes, find hidden subscriptions, and build budgets for everything from daily needs to future dreams. Start managing your finances with ease today.

**Highlights:** Track monthly spending easily, See all accounts in one place, Save money with budgeting, Find hidden expenses/subscriptions, Create sinking funds for goals, Share household budgets, Calculate net worth

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| One Month Premium | $1.99 | per month |
| Three Months Premium | $5.99 | per 3 months |
| 1 Year Premium | $19.99 | per year |
| Lifetime 10% Off | $8.99 | one-time |
| Lifetime | $39.99 | one-time |


### Chipp

[App page](https://appshunter.io/ios/app/chipp/id6636520980)

Effortlessly track, split, and settle group expenses with a lightning-fast interface. Manage shared living costs, travel bills, and dinner receipts with ease. Settle up instantly with friends, all within one convenient app.

**Highlights:** Tap-to-split interface, Find friends nearby, Create shared expense groups, Split rent and utilities, Manage travel expenses, Scan receipts for dinner bills, Handle partial splits

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is Simpler Budget free?

Simpler Budget is free to download, with in-app purchases available.

### Is Chipp free?

Chipp is free to download, with no in-app purchases.

### Which has better reviews, Simpler Budget or Chipp?

Simpler Budget is rated higher. Simpler Budget averages 4.8 out of 5 from 47 ratings, while Chipp averages 4.4 from 16 ratings.

### Do Simpler Budget or Chipp have ads?

Neither Simpler Budget nor Chipp shows ads.

### Which is updated more often, Simpler Budget or Chipp?

Simpler Budget ships an update every 2 weeks, and Chipp fortnightly. Most recently, Simpler Budget was updated on September 21, 2026 and Chipp on June 11, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*