# Simpler Budget vs Welo Finance

The clearest difference is in-app purchases: Welo Finance at none against Simpler Budget's 5. Welo Finance also leads on review sentiment (100% vs 82%) and rating (5.0 vs 4.8). Simpler Budget's advantage is ratings volume (52 vs 6). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. Simpler Budget sells 5 in-app purchases, starting at $1.99 per month. Welo Finance asks for nothing beyond the download.

Welo Finance holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Simpler Budget has 52 ratings behind it against 6, so its average is the more settled of the two. Written reviews point the same way: 82% of Simpler Budget's written reviews are positive against 100% of Welo Finance's.

Simpler Budget ships an update every 9 days, Welo Finance every 11 days. The most recent releases landed on October 30, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | Simpler Budget | Welo Finance |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (52 ratings)](https://appshunter.io/ios/app/simpler-budget/id6581483732/reviews) | **[5.0 (6 ratings)](https://appshunter.io/ios/app/welo-finance/id6759347599/reviews)** |
| Number of ratings | **52** | 6 |
| Positive reviews | 81.8% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 9 days** | Every 11 days |
| Monetization | Freemium | **Free** |
| Size | 129 MB | 133 MB |
| Requires iOS | **15.0** | 15.5 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 12+ |
| Developer | [DEVWORLD VIETAM COMPANY LIMITED](https://appshunter.io/developer/1867412933) | [Cristian Dinuta](https://appshunter.io/developer/1878208371) |

## What reviewers say

### Simpler Budget

[App page](https://appshunter.io/ios/app/simpler-budget/id6581483732)

Effortlessly track expenses, plan your spending, and reach your financial goals. This app helps you see where your money goes, find hidden subscriptions, and build budgets for everything from daily needs to future dreams. Start managing your finances with ease today.

**Highlights:** Track monthly spending easily, See all accounts in one place, Save money with budgeting, Find hidden expenses/subscriptions, Create sinking funds for goals, Share household budgets, Calculate net worth

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| One Month Premium | $1.99 | per month |
| Three Months Premium | $5.99 | per 3 months |
| 1 Year Premium | $19.99 | per year |
| Lifetime 10% Off | $8.99 | one-time |
| Lifetime | $39.99 | one-time |


### Welo Finance

[App page](https://appshunter.io/ios/app/welo-finance/id6759347599)

A social, habit-focused finance app designed for students to understand spending, build consistent money habits, and gain financial confidence without stress. It offers expense tracking, subscription management, group expense splitting, and personalized insights.

**Highlights:** Expense tracking, Subscription management, Group expense splitting, Habit building with streaks, Spending limit alerts, Community support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Simpler Budget free?

Simpler Budget is free to download, with in-app purchases available.

### Is Welo Finance free?

Welo Finance is free to download, with no in-app purchases.

### Which has better reviews, Simpler Budget or Welo Finance?

Welo Finance is rated higher. Simpler Budget averages 4.8 out of 5 from 52 ratings, while Welo Finance averages 5.0 from 6 ratings.

### Do Simpler Budget or Welo Finance have ads?

Neither Simpler Budget nor Welo Finance shows ads.

### Which is updated more often, Simpler Budget or Welo Finance?

Simpler Budget ships an update every 9 days, and Welo Finance every 11 days. Most recently, Simpler Budget was updated on October 30, 2026 and Welo Finance on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*