Fen vs Chipp
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Fen
An intelligent money manager that helps you understand your spending habits. Organize income and expenses with custom wallets, track subscriptions, and visualize financial goals. Keep your financial data private and secure with local storage and iCloud sync.
- Customizable wallets and categories
- Income and expense tracking
- Subscription management
- Financial goal visualization
- Receipt scanning
- Merchant spending summaries
- Loan and budget calculators
Read full descriptionHide full description
Your finances deserve better than a simple spreadsheet. Oriented is the intelligent money manager that actually helps you understand where your money goes. MANAGE YOUR MONEY—YOUR WAY Most apps just track transactions. Fundful organizes them. Create custom wallets for personal spending, business expenses, or specific goals. Track income and expenses with detailed insights that actually make sense. No more wondering "where did my money go?" YOUR ENTIRE FINANCIAL PICTURE, ONE BEAUTIFUL VIEW See revenue, expenses, subscriptions, and goals in one place. Finally understand your spending patterns and what's coming next. TRACK WHAT MATTERS TO YOU Not all expenses are the same. Monitor spending by merchant, calculate loan options, or create custom budget breakdowns. Track your progress toward financial goals with visual reminders that keep you motivated. SEAMLESSLY INTEGRATED Apple's native receipt scanner captures purchases instantly (some manual editing may be needed) Document locker stores receipts and important files securely Subscription tracker prevents surprise charges iCloud sync keeps everything private and up-to-date across devices YOUR DATA STAYS YOURS Everything is stored locally on your device or in your personal iCloud—never on our servers. Zero worry about your financial information leaving your hands. POWERFUL TOOLS INCLUDED Merchant Summary: See exactly how much you spend with each vendor Breakdown Calculators: Create multiple budget versions for different scenarios Loan Calculator: Compare loan options before you commit Goal Tracker: Set targets and watch your progress grow Fully customizable wallets and categories to match your life. Transform your financial chaos into clarity. Download Oriented today.
Chipp
Effortlessly track, split, and settle group expenses with a lightning-fast interface. Manage shared living costs, travel bills, and dinner receipts with ease. Settle up instantly with friends, all within one convenient app.
- Tap-to-split interface
- Find friends nearby
- Create shared expense groups
- Split rent and utilities
- Manage travel expenses
- Scan receipts for dinner bills
- Handle partial splits
Read full descriptionHide full description
Chipp is a lightning-fast way to split and settle group expenses effortlessly. With its unique tap-to-split interface and the ability to find friends nearby, settling share expenses is effortless. Whether you're splitting rent, dining out, or managing small purchases with friends, track what’s owed, see who owes whom, and pay back instantly—all with just one swipe. GROUP EXPENSE APP MADE SIMPLE Create and manage shared expense groups for any situation—whether it's a weekend getaway, a shared apartment, or a birthday dinner. Easily track bills and expenses and settle up in real time, all in one place. SPLIT RENT WITH ROOMMATES Avoid awkward convos about utilities, Wi-Fi, or groceries. Chipp makes it easy to manage recurring rent splits and shared living costs with roommates, so everyone pays their fair share—no chasing needed. TRAVEL EXPENSE SHARING FOR FRIEND GROUPS Plan your next group trip without worrying about the money. Chipp lets you log expenses as you go and settle everything up with one swipe at the end of the vacation. No more spreadsheets or payment confusion. DINNER BILL SPLITTING WITHOUT THE MATH Out to eat with a group? Scan the receipt, split items or total evenly or unequally, and settle instantly. No more guesswork, mental math, or awkward waiting for your friends to pay you back. SHARED SUBSCRIPTION EXPENSE MANAGER Easily track and divide monthly charges for shared subscriptions like Netflix, Spotify, YouTube Premium, or HBO. Chipp helps keep shared entertainment budgets clean and clear. HANDLE PARTIAL SPLITS IN GROUP EXPENSES Custom-split every expense based on who paid and who participated. You can split by percentage, share, or amount—ideal for when one friend joins late or skips a round.
Screenshots
Verdict
The clearest difference is rating: Fen at 4.8 against Chipp's 4.4. Fen also leads on review sentiment (100% vs 78%). Chipp's advantage is ratings volume (16 vs 4) and iOS requirement (13.0 vs 26.0). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Fen holds the better App Store score, 4.8 against 4.4. Both are backed by a comparable volume of ratings — 4 and 16 respectively. Written reviews point the same way: 100% of Fen's written reviews are positive against 78% of Chipp's.
Fen ships an update every 2 weeks, Chipp fortnightly. The most recent releases landed on August 10, 2026 and June 11, 2026 respectively.
| Parameter | Fen | Chipp |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (4 ratings) — better | 4.4 (16 ratings) |
| Positive reviews | 100.0% of reviews — better | 77.8% of reviews |
| Number of ratings | 4 | 16 — better |
| Update frequency | Every 2 weeks — better | Fortnightly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 26.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 5 MB | 116 MB |
| Age rating | 4+ | 4+ |
| Developer | Odd Omens LLC | Chipp LLC |
Customer experience
Fen
Chipp
In-app purchases
Fen
No in-app purchases
Chipp
No in-app purchases








