Fen vs Chipp

Your finances deserve better than a simple spreadsheet. Fen is the intelligent money manager that actually helps you understand where your money goes. MANAGE YOUR MONEY—YOUR WAY Most apps just track transactions. Fen organizes them. Create custom wallets for personal spending, business expenses, or specific goals. Track income and expenses with detailed insights that actually make sense. No more wondering "where did my money go?" YOUR ENTIRE FINANCIAL PICTURE, ONE BEAUTIFUL VIEW See revenue, expenses, subscriptions, and goals in one place. Finally understand your spending patterns and what's coming next. TRACK WHAT MATTERS TO YOU Not all expenses are the same. Monitor spending by merchant, calculate loan options, or create custom budget breakdowns. Track your progress toward financial goals with visual reminders that keep you motivated. SEAMLESSLY INTEGRATED Apple's native receipt scanner captures purchases instantly (some manual editing may be needed) Document locker stores receipts and important files securely Subscription tracker prevents surprise charges iCloud sync keeps everything private and up-to-date across devices YOUR DATA STAYS YOURS Everything is stored locally on your device or in your personal iCloud—never on our servers. Zero worry about your financial information leaving your hands. POWERFUL TOOLS INCLUDED Merchant Summary: See exactly how much you spend with each vendor Breakdown Calculators: Create multiple budget versions for different scenarios Loan Calculator: Compare loan options before you commit Goal Tracker: Set targets and watch your progress grow Fully customizable wallets and categories to match your life. Transform your financial chaos into clarity. Download Fen today.

Chipp is the fastest way to split bills, scan receipts, and get paid back. Send an expense by chat, voice note, or photo and Chipp does the math, tracks who owes who, and settles everyone up with one swipe. SPLIT BILLS BY CHAT, VOICE OR PHOTO Type it, say it, or snap it. Dinner, rent, tickets, groceries: Chipp turns any message into a tracked expense and splits it fairly in seconds. Equal, unequal, by shares or by item. SCAN RECEIPTS, PAY ONLY FOR WHAT YOU HAD Scan the bill, then just say who had what. Chipp reads every line, splits tax and tip, and shares a link so friends can claim their items and pay you back, even without the app. GROUPS FOR TRIPS, ROOMMATES AND COUPLES Make a room for every crew: feed, chat, and balances in one place, with Chipp AI right in the thread. Add expenses as you go and Chipp keeps a running tally of who owes whom. GET PAID BACK WITHOUT ASKING TWICE Smart nudges remind friends for you. Settle several people at once and watch balances hit zero in a single swipe. PAY THE WAY YOUR CREW PAYS Settle over Venmo, Cash App, Zelle, PayPal, UPI, Pix, PayNow and more. Chipp opens the right app pre-filled and records the payment. Or pay in-app with your Chipp balance and let friends cash out to their bank. MONEY POOLS FOR ANYTHING Collect for a gift, a trip, or rent. Set a goal, share one link, and anyone can chip in. Watch the pool fill up in real time. ALL YOUR MONEY, IN ONE CHAT Securely link your banks and cards, then ask Chipp anything: this month's spending, rising subscriptions, upcoming bills, or where your money went. Clear answers with beautiful charts, instantly. TAP ANY TRANSACTION TO SPLIT See a card charge you shared? Tap it to split with friends or add it to a group. No retyping amounts, ever. PRIVATE AND SECURE Bank connections use trusted, read-only access. Lock the app with Face ID. Chipp never sells your data, and nothing moves without your approval. CHIPP+ AND CHIPP CIRCLE Chipp is free to use. Chipp+ unlocks unlimited receipt scans, unlimited Chipp AI, repeating expenses and linked accounts. Chipp Circle extends everything to every member of the groups you own. Monthly and yearly plans are available, with a free trial on the yearly Circle plan. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period and are managed in your App Store account settings. Terms: https://chipp.it/terms-and-conditions/ Privacy: https://chipp.it/privacy-policy.html Download Chipp and make your next group expense the easiest one yet.