# Fen vs Chipp

The clearest difference is rating: Fen at 4.8 against Chipp's 4.4. Fen also leads on review sentiment (100% vs 78%). Chipp's advantage is ratings volume (16 vs 4) and iOS requirement (13.0 vs 26.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Fen holds the better App Store score, 4.8 against 4.4. Both are backed by a comparable volume of ratings — 4 and 16 respectively. Written reviews point the same way: 100% of Fen's written reviews are positive against 78% of Chipp's.

Fen ships an update every 2 weeks, Chipp fortnightly. The most recent releases landed on August 10, 2026 and June 11, 2026 respectively.

## The numbers

| Metric | Fen | Chipp |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (4 ratings)](https://appshunter.io/ios/app/fen-finance-tracker/id6590603976/reviews)** | [4.4 (16 ratings)](https://appshunter.io/ios/app/chipp/id6636520980/reviews) |
| Number of ratings | 4 | **16** |
| Positive reviews | **100.0% of reviews** | 77.8% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Fortnightly |
| Monetization | Free | Free |
| Size | 5 MB | 116 MB |
| Requires iOS | 26.0 | **13.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Odd Omens LLC](https://appshunter.io/developer/1719285041) | [Chipp LLC](https://appshunter.io/developer/1762962073) |

## What reviewers say

### Fen

[App page](https://appshunter.io/ios/app/fen-finance-tracker/id6590603976)

An intelligent money manager that helps you understand your spending habits. Organize income and expenses with custom wallets, track subscriptions, and visualize financial goals. Keep your financial data private and secure with local storage and iCloud sync.

**Highlights:** Customizable wallets and categories, Income and expense tracking, Subscription management, Financial goal visualization, Receipt scanning, Merchant spending summaries, Loan and budget calculators

**Features:** macOS Compatibility

**In-app purchases:** none


### Chipp

[App page](https://appshunter.io/ios/app/chipp/id6636520980)

Effortlessly track, split, and settle group expenses with a lightning-fast interface. Manage shared living costs, travel bills, and dinner receipts with ease. Settle up instantly with friends, all within one convenient app.

**Highlights:** Tap-to-split interface, Find friends nearby, Create shared expense groups, Split rent and utilities, Manage travel expenses, Scan receipts for dinner bills, Handle partial splits

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is Fen free?

Fen is free to download, with no in-app purchases.

### Is Chipp free?

Chipp is free to download, with no in-app purchases.

### Which has better reviews, Fen or Chipp?

Fen is rated higher. Fen averages 4.8 out of 5 from 4 ratings, while Chipp averages 4.4 from 16 ratings.

### Do Fen or Chipp have ads?

Neither Fen nor Chipp shows ads.

### Which is updated more often, Fen or Chipp?

Fen ships an update every 2 weeks, and Chipp fortnightly. Most recently, Fen was updated on August 10, 2026 and Chipp on June 11, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*