# Balance My Checkbook vs Ledger Mate

The clearest difference is review sentiment: Balance My Checkbook at 73% against Ledger Mate's 0%. Balance My Checkbook also leads on rating (4.7 vs 2.0) and update cadence (every 3 weeks vs every 12 months). Ledger Mate's advantage is in-app purchases (none vs 5). On price, ads and device support there is nothing between them.

Both are free to download. Balance My Checkbook sells 5 in-app purchases, starting at $0.99 per month. Ledger Mate asks for nothing beyond the download.

Balance My Checkbook holds the better App Store score, 4.7 against 2.0. That said, the two scores are not equally well evidenced: Balance My Checkbook has 5.2K ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 73% of Balance My Checkbook's written reviews are positive against 0% of Ledger Mate's.

Balance My Checkbook ships an update every 3 weeks, Ledger Mate every 12 months. The most recent releases landed on November 11, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | Balance My Checkbook | Ledger Mate |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (5.2K ratings)](https://appshunter.io/ios/app/balance-my-checkbook/id659063449/reviews)** | [2.0 (1 ratings)](https://appshunter.io/ios/app/ledger-mate/id6738877492/reviews) |
| Number of ratings | **5.2K** | 1 |
| Positive reviews | **73.2% of reviews** | 0.0% of reviews |
| In-app purchases | Yes | **No** |
| Ads | Yes | Yes |
| Update frequency | **Every 3 weeks** | Every 12 months |
| Monetization | Free with in-app purchases | **Ad-supported** |
| Best chart rank | **#103** | — |
| Size | 23 MB | 5 MB |
| Requires iOS | **15.0** | 17.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 17+ | 4+ |
| Developer | [LingsDesigns](https://appshunter.io/developer/516942489) | [Nate Thompson](https://appshunter.io/developer/1534660586) |

## What reviewers say

### Balance My Checkbook

[App page](https://appshunter.io/ios/app/balance-my-checkbook/id659063449)

**Currently charting:** #103 Top Grossing · Finance (US App Store)

Easily track your income and expenses to maintain an accurate account balance. Features include auto-complete, recurring transactions, and data syncing for multiple users. Avoid overdrafts and stay on top of your finances with this intuitive check register.

**Highlights:** Auto-complete transactions, Schedule recurring transactions, Sync data between users and devices, Track cleared transactions, Export data and balance, Customizable transaction types

**Features:** macOS Compatibility

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium, 1 device | $0.99 | per month |
| Premium with Backup, 1 device | $1.99 | per month |
| Premium with Sync, 4 devices | $4.99 | per month |
| Premium with Backup, 1 device | $22.99 | per year |
| Premium with Sync, 4 devices | $57.99 | per year |

**What reviewers like**

- 👍 Simple and easy to use
- 💡 Helpful for tracking spending and preventing overdrafts
- 🚀 Efficient for quick entry of transactions
- 🔒 Secure way to manage finances
- 👍 Organized and clear design

**What reviewers complain about**

- 🐛 Occasional math errors in balance calculations
- 🐛 Syncing issues between devices
- 🔒 Concerns about security and potential scams
- 💰 Subscription model too expensive for some users
- 🐛 Bugs and crashes after recent updates

**Reported bugs**

- Calendar not working properly after recent update
- Recurring transactions not updating correctly
- Incorrect balance displayed after deleting entries
- App crashing when entering new transactions

**Requested features**

- Ability to transfer funds between accounts in one step
- Automatic backup and data recovery options
- Landscape mode support for tablets
- More flexible recurring transaction scheduling
- Improved search and sorting functionality


### Ledger Mate

[App page](https://appshunter.io/ios/app/ledger-mate/id6738877492)

Manually track bank accounts, balances, and transactions without logins or syncing. Organize finances with custom tags and filter by date range for clear insights into spending. Offers full control over financial records.

**Highlights:** Multiple account management, Manual transaction entry, Custom transaction tags, Date range filtering, No bank connections, Balance tracking

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Balance My Checkbook free?

Balance My Checkbook is free to download, with in-app purchases available.

### Is Ledger Mate free?

Ledger Mate is free to download, with no in-app purchases.

### Which has better reviews, Balance My Checkbook or Ledger Mate?

Balance My Checkbook is rated higher. Balance My Checkbook averages 4.7 out of 5 from 5.2K ratings, while Ledger Mate averages 2.0 from 1 ratings.

### Do Balance My Checkbook or Ledger Mate have ads?

Both Balance My Checkbook and Ledger Mate show ads.

### Which is updated more often, Balance My Checkbook or Ledger Mate?

Balance My Checkbook ships an update every 3 weeks, and Ledger Mate every 12 months. Most recently, Balance My Checkbook was updated on November 11, 2026 and Ledger Mate on October 30, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*