# Balance My Checkbook vs Simple Checkbook.

The clearest difference is price: Balance My Checkbook at Free against Simple Checkbook.'s $3.99. Balance My Checkbook also leads on rating (4.7 vs 4.0) and ratings volume (5.1K vs 4). Simple Checkbook.'s advantage is in-app purchases (none vs 5) and ads (none vs shown). On update cadence, chart position and device support there is nothing between them.

Balance My Checkbook is free to download; Simple Checkbook. costs $3.99 up front. Balance My Checkbook sells 5 in-app purchases, starting at $0.99 per month. Simple Checkbook. asks for nothing beyond the download.

Balance My Checkbook holds the better App Store score, 4.7 against 4.0. That said, the two scores are not equally well evidenced: Balance My Checkbook has 5.1K ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 73% of Balance My Checkbook's written reviews are positive against 50% of Simple Checkbook.'s.

Balance My Checkbook ships an update every 3 weeks, Simple Checkbook. fortnightly. Both last shipped on October 24, 2026.

## The numbers

| Metric | Balance My Checkbook | Simple Checkbook. |
| --- | --- | --- |
| Price | **Free** | $3.99 |
| Rating | **[4.7 (5.1K ratings)](https://appshunter.io/ios/app/balance-my-checkbook/id659063449/reviews)** | [4.0 (4 ratings)](https://appshunter.io/ios/app/simple-checkbook/id6742727558/reviews) |
| Number of ratings | **5.1K** | 4 |
| Positive reviews | **72.8% of reviews** | 50.0% of reviews |
| In-app purchases | Yes | **No** |
| Ads | Yes | **No** |
| Update frequency | Every 3 weeks | **Fortnightly** |
| Monetization | **Free with in-app purchases** | Paid |
| Best chart rank | #98 | **#92** |
| Size | 23 MB | 3 MB |
| Requires iOS | **15.0** | 18.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 17+ | 4+ |
| Developer | [LingsDesigns](https://appshunter.io/developer/516942489) | [Matthew Hiles](https://appshunter.io/developer/1006499180) |

## What reviewers say

### Balance My Checkbook

[App page](https://appshunter.io/ios/app/balance-my-checkbook/id659063449)

**Currently charting:** #98 Top Grossing · Finance (US App Store)

Easily track your income and expenses to maintain an accurate account balance. Features include auto-complete, recurring transactions, and data syncing for multiple users. Avoid overdrafts and stay on top of your finances with this intuitive check register.

**Highlights:** Auto-complete transactions, Schedule recurring transactions, Sync data between users and devices, Track cleared transactions, Export data and balance, Customizable transaction types

**Features:** macOS Compatibility

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium, 1 device | $0.99 | per month |
| Premium with Backup, 1 device | $1.99 | per month |
| Premium with Sync, 4 devices | $4.99 | per month |
| Premium with Backup, 1 device | $22.99 | per year |
| Premium with Sync, 4 devices | $57.99 | per year |

**What reviewers like**

- 👍 Simple and easy to use
- 💡 Helpful for tracking spending and preventing overdrafts
- 🚀 Efficient for quick entry of transactions
- 🔒 Secure way to manage finances
- 👍 Organized and clear design

**What reviewers complain about**

- 🐛 Occasional math errors in balance calculations
- 🐛 Syncing issues between devices
- 🔒 Concerns about security and potential scams
- 💰 Subscription model too expensive for some users
- 🐛 Bugs and crashes after recent updates

**Reported bugs**

- Calendar not working properly after recent update
- Recurring transactions not updating correctly
- Incorrect balance displayed after deleting entries
- App crashing when entering new transactions

**Requested features**

- Ability to transfer funds between accounts in one step
- Automatic backup and data recovery options
- Landscape mode support for tablets
- More flexible recurring transaction scheduling
- Improved search and sorting functionality


### Simple Checkbook.

[App page](https://appshunter.io/ios/app/simple-checkbook/id6742727558)

**Currently charting:** #92 Top Paid · Finance (US App Store)

Manage your personal finances with this straightforward checkbook application. Track multiple accounts, log detailed transactions, and visualize your spending habits with insightful charts. Sync your data seamlessly across devices via iCloud.

**Highlights:** Multiple account management, Detailed transaction logging, Transaction clearing status, Balance tracking, Transaction filtering, Expense/income charts, iCloud sync

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Balance My Checkbook free?

Balance My Checkbook is free to download, with in-app purchases available.

### Is Simple Checkbook. free?

Simple Checkbook. costs $3.99, with no in-app purchases.

### Which has better reviews, Balance My Checkbook or Simple Checkbook.?

Balance My Checkbook is rated higher. Balance My Checkbook averages 4.7 out of 5 from 5.1K ratings, while Simple Checkbook. averages 4.0 from 4 ratings.

### Do Balance My Checkbook or Simple Checkbook. have ads?

Balance My Checkbook shows ads; Simple Checkbook. does not.

### Which is updated more often, Balance My Checkbook or Simple Checkbook.?

Balance My Checkbook ships an update every 3 weeks, and Simple Checkbook. fortnightly. Most recently, Balance My Checkbook was updated on October 24, 2026 and Simple Checkbook. on October 24, 2026.

### Which is more popular, Balance My Checkbook or Simple Checkbook.?

Balance My Checkbook currently peaks at #98 in the App Store charts, and Simple Checkbook. at #92. Chart position reflects recent download velocity rather than total install base.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*