# MHC vs PerkVault

The clearest difference is update cadence: PerkVault at weekly against MHC's monthly. MHC's advantage is iOS requirement (15.0 vs 26.2). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MHC ships an update monthly, PerkVault weekly. The most recent releases landed on October 25, 2026 and October 7, 2026 respectively.

## The numbers

| Metric | MHC | PerkVault |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (3 ratings)](https://appshunter.io/ios/app/perkvault/id6761507425/reviews)** |
| Number of ratings | — | **3** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Weekly** |
| Monetization | — | Free |
| Size | 42 MB | 36 MB |
| Requires iOS | **15.0** | 26.2 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Mauritius Housing Company LTD](https://appshunter.io/developer/1760312434) | [Stonham Studios LLC](https://appshunter.io/developer/1889685805) |

## What reviewers say

### MHC

[App page](https://appshunter.io/ios/app/mhc-mobile/id6593678782)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### PerkVault

[App page](https://appshunter.io/ios/app/perkvault/id6761507425)

Effortlessly track and maximize the value of your credit card perks. This app helps you discover hidden benefits, monitor their usage and expiration, and optimize spending for rewards.

**Highlights:** Track credit card benefits, Monitor perk usage and expiration, Optimize spending for rewards, Set and track reward goals, Card recommendation tool, Home screen widgets

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is MHC free?

MHC is free to download, with no in-app purchases.

### Is PerkVault free?

PerkVault is free to download, with no in-app purchases.

### Do MHC or PerkVault have ads?

Neither MHC nor PerkVault shows ads.

### Which is updated more often, MHC or PerkVault?

MHC ships an update monthly, and PerkVault weekly. Most recently, MHC was updated on October 25, 2026 and PerkVault on October 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*