# 小乖记账 vs 咔比荷包

The clearest difference is rating: 小乖记账 at 4.3 against 咔比荷包's 4.1. 咔比荷包's advantage is update cadence (every 9 days vs every 3 weeks). On price, review sentiment, ratings volume and ads there is nothing between them.

Both are free to download. 小乖记账 sells 5 in-app purchases, starting at $0.99 per 7 days and 咔比荷包 sells 11 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

小乖记账 holds the better App Store score, 4.3 against 4.1. Both are backed by a comparable volume of ratings — 6 and 7 respectively. Written reviews point the same way: 35% of 小乖记账's written reviews are positive against 27% of 咔比荷包's.

小乖记账 ships an update every 3 weeks, 咔比荷包 every 9 days. The most recent releases landed on September 24, 2026 and September 22, 2026 respectively.

## The numbers

| Metric | 小乖记账 | 咔比荷包 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.3 (6 ratings)](https://appshunter.io/ios/app/ai/id6596749981/reviews)** | [4.1 (7 ratings)](https://appshunter.io/ios/app/ai/id6630370989/reviews) |
| Number of ratings | 6 | **7** |
| Positive reviews | **34.6% of reviews** | 27.3% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 9 days** |
| Monetization | Freemium | Freemium |
| Size | 108 MB | 208 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [鑫 孙](https://appshunter.io/developer/1896774631) | [重庆皮皮喵喵科技有限公司](https://appshunter.io/developer/1762355269) |

## What reviewers say

### 小乖记账

[App page](https://appshunter.io/ios/app/ai/id6596749981)

This app uses AI to automatically track and categorize your income and expenses from various sources like bank transactions, Alipay, WeChat Pay, and cash. It provides personalized financial reports, budget reminders, and supports multiple ledgers for different needs.

**Highlights:** AI automatic expense tracking, Smart transaction categorization, Personalized financial analysis reports, Customizable budget reminders, Multi-ledger management, Voice input for expenses

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 周会员 | $0.99 | per 7 days |
| 月会员 | $4.99 | per month |
| 永久会员 | $12.99 | one-time |
| 年会员 | $14.99 | one-time |
| 永久会员 | $19.99 | one-time |


### 咔比荷包

[App page](https://appshunter.io/ios/app/ai/id6630370989)

This app uses AI to make tracking expenses fun and effortless, helping you build good habits and reach financial goals. It offers shared accounts and savings plans for couples, promoting financial and relational freedom.

**Highlights:** AI-powered expense tracking, Effortless habit building, Automated financial review, Shared accounts for couples, Joint savings goal planning, Personalized financial goals

**Features:** macOS Compatibility, Siri integration, Vision Pro support

**In-app purchases (11)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 单人连续包月 | $0.99 | per month |
| 单人连续包月 | $0.99 | per month |
| 双人连续包月 | $1.99 | per month |
| 双人连续包月 | $1.99 | per month |
| 双人连续包季 | $4.99 | per 3 months |
| 双人连续包年 | $9.99 | per year |
| 双人连续包年 | $12.99 | per year |
| 双人连续包年 | $14.99 | per year |
| 双人连续包年 | $14.99 | per year |
| 365天打卡挑战 | $12.99 | one-time |
| 双人三年VIP会员 | $22.99 | one-time |


## Frequently asked questions

### Is 小乖记账 free?

小乖记账 is free to download, with in-app purchases available.

### Is 咔比荷包 free?

咔比荷包 is free to download, with in-app purchases available.

### Which has better reviews, 小乖记账 or 咔比荷包?

小乖记账 is rated higher. 小乖记账 averages 4.3 out of 5 from 6 ratings, while 咔比荷包 averages 4.1 from 7 ratings.

### Do 小乖记账 or 咔比荷包 have ads?

Neither 小乖记账 nor 咔比荷包 shows ads.

### Which is updated more often, 小乖记账 or 咔比荷包?

小乖记账 ships an update every 3 weeks, and 咔比荷包 every 9 days. Most recently, 小乖记账 was updated on September 24, 2026 and 咔比荷包 on September 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*