# 小乖记账 vs Pick记账

The clearest difference is rating: Pick记账 at 5.0 against 小乖记账's 4.3. Pick记账 also leads on review sentiment (69% vs 35%) and update cadence (every 11 days vs every 3 weeks). 小乖记账's advantage is ads (none vs shown) and ratings volume (6 vs 2). On price, in-app purchases, monetization model and device support there is nothing between them.

Both are free to download. 小乖记账 sells 5 in-app purchases, starting at $0.99 per 7 days and Pick记账 sells 9 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

Pick记账 holds the better App Store score, 5.0 against 4.3. Both are backed by a comparable volume of ratings — 6 and 2 respectively. Written reviews point the same way: 35% of 小乖记账's written reviews are positive against 69% of Pick记账's.

小乖记账 ships an update every 3 weeks, Pick记账 every 11 days. The most recent releases landed on September 24, 2026 and September 22, 2026 respectively.

## The numbers

| Metric | 小乖记账 | Pick记账 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.3 (6 ratings)](https://appshunter.io/ios/app/ai/id6596749981/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/pick/id6739765574/reviews)** |
| Number of ratings | **6** | 2 |
| Positive reviews | 34.6% of reviews | **68.8% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 3 weeks | **Every 11 days** |
| Monetization | Freemium | Free with in-app purchases |
| Size | 108 MB | 177 MB |
| Requires iOS | 15.0 | **14.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [鑫 孙](https://appshunter.io/developer/1896774631) | [Chongqing Miaoyudao Technology Co., Ltd.](https://appshunter.io/developer/1786933523) |

## What reviewers say

### 小乖记账

[App page](https://appshunter.io/ios/app/ai/id6596749981)

This app uses AI to automatically track and categorize your income and expenses from various sources like bank transactions, Alipay, WeChat Pay, and cash. It provides personalized financial reports, budget reminders, and supports multiple ledgers for different needs.

**Highlights:** AI automatic expense tracking, Smart transaction categorization, Personalized financial analysis reports, Customizable budget reminders, Multi-ledger management, Voice input for expenses

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 周会员 | $0.99 | per 7 days |
| 月会员 | $4.99 | per month |
| 永久会员 | $12.99 | one-time |
| 年会员 | $14.99 | one-time |
| 永久会员 | $19.99 | one-time |


### Pick记账

[App page](https://appshunter.io/ios/app/pick/id6739765574)

This app offers a unique approach to personal finance management by integrating AI companions for a more engaging experience. Users can chat, use voice, or even images to log expenses, with automatic recognition and categorization of transactions. It provides detailed financial analysis and a visual calendar for tracking income and spending.

**Highlights:** AI chat for expense logging, Voice and image recognition for transactions, Automatic transaction categorization, Daily and monthly financial analysis, Calendar view of income and expenses, Customizable subcategories, Cloud synchronization

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (9)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 动态背景1次 | $0.99 | one-time |
| Pick记账月度会员 | $3.99 | one-time |
| Pick记账季度会员 | $9.99 | one-time |
| Pick记账永久会员 | $9.99 | one-time |
| Pick记账永久会员 | $12.99 | one-time |
| Pick记账季度会员 | $12.99 | one-time |
| Pick记账年度会员 | $19.99 | one-time |
| Pick记账年度会员 | $34.99 | one-time |
| Pick记账永久会员 | $129.99 | one-time |


## Frequently asked questions

### Is 小乖记账 free?

小乖记账 is free to download, with in-app purchases available.

### Is Pick记账 free?

Pick记账 is free to download, with in-app purchases available.

### Which has better reviews, 小乖记账 or Pick记账?

Pick记账 is rated higher. 小乖记账 averages 4.3 out of 5 from 6 ratings, while Pick记账 averages 5.0 from 2 ratings.

### Do 小乖记账 or Pick记账 have ads?

Pick记账 shows ads; 小乖记账 does not.

### Which is updated more often, 小乖记账 or Pick记账?

小乖记账 ships an update every 3 weeks, and Pick记账 every 11 days. Most recently, 小乖记账 was updated on September 24, 2026 and Pick记账 on September 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*