Monit vs Cuentio
Price, ratings, monetisation and update history for both apps, side by side ā with what reviewers say about each.
Monit
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Monit revolutionized finance by creating a new kind of financial experience that is seamless, customer-centric, and adaptive to the ever-changing needs of our customers. Your employee can control their assigned card & tasks seamlessly using the Monit Card mobile app, with the details: Spend & Control own card: ⢠Reveal card number ⢠Monitor card transactions ⢠QRIS payment ⢠Request new card ⢠Request adding balance to the card ⢠Freeze card ⢠Setting card Manage Task: ⢠Review submitted request ⢠Approve/reject all request Notifications: ⢠Push notifications to keep you updated with the updated status The Monit Card mobile app is limited to be used for Organizations that are registered to Monit and have a Monit Account to login
Cuentio
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Where does your money go? Cuentio is an expense tracker with no bank linking: log each expense in two taps, or snap a photo of the receipt and AI records it for you in seconds. No bank credentials, no ads, and manual tracking is free with no limits. LOG EXPENSES IN TWO TAPS ⢠Fast manual entry: amount, category, done. Unlimited expenses and income, free. ⢠Unlimited accounts and categories, recurring expenses (rent, subscriptions) and home screen widgets so you can log without opening the app. SNAP A PHOTO OF THE RECEIPT ⢠Scan a receipt and AI extracts the total, date, merchant and VAT. ⢠You get a free monthly allowance of AI actions, with the counter always visible in the app. ⢠The photo stays attached to the expense: your receipt archive, always at hand. SAY IT OR TYPE IT ⢠"Coffee 3.50" spoken out loud or typed as is: AI turns it into a categorized expense. BUDGETS AND CLEAR REPORTS ⢠Budgets per category with warnings before you overspend. ⢠Monthly and category reports: see where your money goes at a glance. ⢠Optional AI monthly summary that explains your month in plain language. SHARE HOUSEHOLD EXPENSES ⢠Create a shared household and invite your partner with a code: every expense shows who logged it, with a balance per member. ⢠Invited members don't pay anything. NO BANK LINKING, BY DESIGN ⢠Cuentio never connects to your bank or asks for banking credentials. It's an expense tracker that works just as well with cards, cash or multiple currencies. ⢠Logging expenses yourself makes you more aware of your spending: that's the point. YOUR DATA IS YOURS ⢠Exporting to CSV, Excel or PDF is free, forever. No ransom for your own data. ⢠Backup and sync across devices are included in the free plan. ⢠Delete your account and take your data with you whenever you want. WHAT'S FREE AND WHAT'S PRO Free: unlimited manual tracking, accounts, categories, recurring expenses, budgets, reports, widgets, sync, backup, export and a monthly AI allowance. Cuentio Pro (monthly or yearly subscription): a larger AI allowance, AI monthly summaries, shared household for its creator, PDF export with receipt photos, automatic exchange rates and extra personalization. No weekly plan, and no ads on any plan. Cuentio is a money manager built for everyday spending: a daily expense tracker, a spending tracker for your monthly budget and a personal finance log in one simple app. If you want a budget app without bank linking, a receipt scanner that fills in the expense for you, and a money tracker your partner can share, download Cuentio and start today: logging your first expense takes less than a minute. https://www.lghdeveloper.com/en/terms https://www.lghdeveloper.com/en/privacy
Screenshots
Verdict
The clearest difference is in-app purchases: Monit at none against Cuentio's 3. Cuentio's advantage is update cadence (every 6 days vs every 3 weeks). On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS
Both are free to download. Cuentio sells 3 in-app purchases, starting at $4.99 per month. Monit asks for nothing beyond the download.
Monit ships an update every 3 weeks, Cuentio every 6 days. The most recent releases landed on October 27, 2026 and October 29, 2026 respectively.
| Parameter | Monit | Cuentio |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 3 weeks | Every 6 days ā better |
| Ads | No | No |
| In-app purchases | No ā better | Yes |
| Devices | iPhone, iPod ā better | iPhone |
| Requires iOS | 15.5.0 ā better | 16.4 |
| Further details ā not scored | ||
| Size | 78 MB | 86 MB |
| Age rating | 4+ | 4+ |
| Developer | PT Monit Teknologi Indonesia | Leandro Gartner |
In-app purchases
Monit
No in-app purchases
Cuentio
- Cuentio Pro Monthly$4.991 Month
- Cuentio Pro Founder14 Days trial$22.991 Year
- Cuentio Pro Yearly14 Days trial$29.991 Year









