# LIC Digital vs SVC NXT

The clearest difference is rating: LIC Digital at 4.8 against SVC NXT's 2.0. LIC Digital also leads on ratings volume (1.6K vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

LIC Digital holds the better App Store score, 4.8 against 2.0. That said, the two scores are not equally well evidenced: LIC Digital has 1.6K ratings behind it against 1, so its average is the more settled of the two.

Both ship on a similar rhythm, roughly every 3 months. The most recent releases landed on November 8, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | LIC Digital | SVC NXT |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (1.6K ratings)](https://appshunter.io/ios/app/lic-digital-nri/id6605939581/reviews)** | [2.0 (1 ratings)](https://appshunter.io/ios/app/svc-nxt/id6747172772/reviews) |
| Number of ratings | **1.6K** | 1 |
| Positive reviews | 13.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | Every 3 months |
| Monetization | Free | Free |
| Size | 105 MB | 67 MB |
| Requires iOS | 15.6 | **15.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Life Insurance Corporation of India](https://appshunter.io/developer/1265071093) | [SVC Co-Operative Bank Ltd](https://appshunter.io/developer/1143472267) |

## What reviewers say

### LIC Digital

[App page](https://appshunter.io/ios/app/lic-digital-nri/id6605939581)

Access comprehensive information about life insurance products and portal services. Features include product details, plan brochures, premium calculation, benefit illustrations, and an office locator.

**Highlights:** Product information, Plan brochure downloads, Premium calculator, Benefit illustration, Apply for policy, Office locator

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- ⭐ Easy access to policy information

**What reviewers complain about**

- 🐛 Frequent app crashes and bugs
- 🔍 Difficult to navigate and use
- 🌐 Doesn't work well outside India
- ⏱️ Slow and unresponsive app
- 🤖 Poor customer service

**Reported bugs**

- App redirects to App Store to install NRI version when already installed
- Date input field not working properly
- Inability to proceed with online claims and payments

**Requested features**

- Improve app stability and performance
- Make the app more user-friendly and intuitive
- Enhance functionality for international users
- Provide better customer support


### SVC NXT

[App page](https://appshunter.io/ios/app/svc-nxt/id6747172772)

This digital banking platform offers secure and intuitive management of your accounts, including savings, current, and loans. It facilitates easy fund transfers, debit card management, cheque services, and bill payments, along with a rewards program for digital transactions.

**Highlights:** Secure account access with biometrics, Manage savings, current, term deposit, and loan accounts, Fund transfers via NEFT, RTGS, IMPS, Debit card management and blocking, Cheque book requests and status checks, Seamless bill payments and recharges, Earn and redeem SVC Rewards points

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is LIC Digital free?

LIC Digital is free to download, with no in-app purchases.

### Is SVC NXT free?

SVC NXT is free to download, with no in-app purchases.

### Which has better reviews, LIC Digital or SVC NXT?

LIC Digital is rated higher. LIC Digital averages 4.8 out of 5 from 1.6K ratings, while SVC NXT averages 2.0 from 1 ratings.

### Do LIC Digital or SVC NXT have ads?

Neither LIC Digital nor SVC NXT shows ads.

### Which is updated more often, LIC Digital or SVC NXT?

LIC Digital ships an update every 3 months, and SVC NXT every 3 months. Most recently, LIC Digital was updated on November 8, 2026 and SVC NXT on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*