# KB스타기업뱅킹 vs KB Pay

The clearest difference is rating: KB스타기업뱅킹 at 5.0 against KB Pay's 3.4. KB스타기업뱅킹 also leads on monetization model (ad-supported vs free with in-app purchases) and iOS requirement (13.0 vs 15.0). KB Pay's advantage is ratings volume (181 vs 1) and review sentiment (54% vs 40%). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

KB스타기업뱅킹 holds the better App Store score, 5.0 against 3.4. That said, the two scores are not equally well evidenced: KB Pay has 181 ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 40% of KB스타기업뱅킹's written reviews are positive against 54% of KB Pay's, so the app with the better star average is not the one people write more warmly about.

KB스타기업뱅킹 ships an update every 6 weeks, KB Pay every 2 weeks. The most recent releases landed on October 8, 2026 and October 13, 2026 respectively.

## The numbers

| Metric | KB스타기업뱅킹 | KB Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/kb/id660616512/reviews)** | [3.4 (181 ratings)](https://appshunter.io/ios/app/kb-pay/id695436326/reviews) |
| Number of ratings | 1 | **181** |
| Positive reviews | 40.0% of reviews | **54.4% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | Yes |
| Update frequency | Every 6 weeks | **Every 2 weeks** |
| Monetization | **Ad-supported** | Free with in-app purchases |
| Size | 121 MB | 244 MB |
| Requires iOS | **13.0** | 15.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Kookmin Bank Co., Ltd.](https://appshunter.io/developer/373742141) | [KB KOOKMINCARD CO., LTD.](https://appshunter.io/developer/474177090) |

## What reviewers say

### KB스타기업뱅킹

[App page](https://appshunter.io/ios/app/kb/id660616512)

This platform offers comprehensive financial services for business clients, including account management, fund reporting, and electronic tax invoice issuance. It connects various KB Financial Group services and provides real-time notifications for transactions and essential financial information.

**Highlights:** Account and internet banking new account opening, Fund status reports, Electronic tax invoice issuance, Integrated KB Financial Group services, Open Banking for inter-bank account checks, Real-time transaction notifications

**In-app purchases:** none


### KB Pay

[App page](https://appshunter.io/ios/app/kb-pay/id695436326)

Manage all your KB cards, assets, and lifestyle services in one app. Track payments, access loans, apply for cards, and enjoy exclusive shopping and travel deals. Optimize your spending with integrated financial tools and rewards.

**Highlights:** Card payment tracking and instant payment, Loan and credit services, Shopping and travel booking, Personalized benefits and events, Payment via bank accounts and points, Expense management and memo features

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and convenient payment processing
- 👍 User-friendly and intuitive interface
- 💳 Seamless card payment integration
- 🎁 Good rewards and points accumulation
- 🔐 Face ID and biometric authentication support

**What reviewers complain about**

- 🌍 No English language support despite claims
- 🔐 Authentication issues for overseas users
- 🐛 Frequent app crashes and freezing
- ⚠️ Complex and cluttered interface with too many features
- 🚫 Overseas residents cannot access services

**Reported bugs**

- Card reissuance authentication fails at step 2
- Card password authentication doesn't proceed
- Infinite loop when viewing event notifications
- White screen errors preventing navigation
- App lock feature causes infinite loading screen

**Requested features**

- English language support (critical for foreigners)
- Chinese and Vietnamese language support
- Simplified interface with fewer features
- Separate pay-only app for faster performance
- Dark mode option


## Frequently asked questions

### Is KB스타기업뱅킹 free?

KB스타기업뱅킹 is free to download, with no in-app purchases.

### Is KB Pay free?

KB Pay is free to download, with no in-app purchases.

### Which has better reviews, KB스타기업뱅킹 or KB Pay?

KB스타기업뱅킹 is rated higher. KB스타기업뱅킹 averages 5.0 out of 5 from 1 ratings, while KB Pay averages 3.4 from 181 ratings.

### Do KB스타기업뱅킹 or KB Pay have ads?

Both KB스타기업뱅킹 and KB Pay show ads.

### Which is updated more often, KB스타기업뱅킹 or KB Pay?

KB스타기업뱅킹 ships an update every 6 weeks, and KB Pay every 2 weeks. Most recently, KB스타기업뱅킹 was updated on October 8, 2026 and KB Pay on October 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*