# Finova vs HandyPay

The clearest difference is rating: Finova at 5.0 against HandyPay's 4.1. HandyPay's advantage is update cadence (every 8 days vs monthly) and monetization model (free vs ad-supported). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Finova holds the better App Store score, 5.0 against 4.1. That said, the two scores are not equally well evidenced: HandyPay has 7 ratings behind it against 1, so its average is the more settled of the two.

Finova ships an update monthly, HandyPay every 8 days. The most recent releases landed on August 23, 2026 and September 13, 2026 respectively.

## The numbers

| Metric | Finova | HandyPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/finova/id6608972169/reviews)** | [4.1 (7 ratings)](https://appshunter.io/ios/app/handypay/id6765760691/reviews) |
| Number of ratings | 1 | **7** |
| Positive reviews | — | 50.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 8 days** |
| Monetization | Ad-supported | **Free** |
| Size | 29 MB | 60 MB |
| Requires iOS | 15.6 | **15.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [IBRAHIM SOFTWARE DEVELOPERS GROUP SARL](https://appshunter.io/developer/1567403988) | [HandyPay LLC](https://appshunter.io/developer/1896062546) |

## What reviewers say

### Finova

[App page](https://appshunter.io/ios/app/finova/id6608972169)

Manage your finances with this all-in-one mobile wallet. Send money, track your balance, and make secure online payments using virtual cards. Enjoy instant transactions and real-time notifications.

**Highlights:** Instant money transfers, Secure virtual cards for online purchases, Portfolio management and transaction history, Real-time transaction notifications, 24/7 customer support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### HandyPay

[App page](https://appshunter.io/ios/app/handypay/id6765760691)

Manage your finances, make online payments, and access digital financial services securely. This platform offers account management, virtual and physical payment solutions, and real-time transaction tracking.

**Highlights:** Secure account management, Virtual and physical payment solutions, Real-time transaction tracking, Multiple funding options, Community and rewards features, Multilingual support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Finova free?

Finova is free to download, with no in-app purchases.

### Is HandyPay free?

HandyPay is free to download, with no in-app purchases.

### Which has better reviews, Finova or HandyPay?

Finova is rated higher. Finova averages 5.0 out of 5 from 1 ratings, while HandyPay averages 4.1 from 7 ratings.

### Do Finova or HandyPay have ads?

Neither Finova nor HandyPay shows ads.

### Which is updated more often, Finova or HandyPay?

Finova ships an update monthly, and HandyPay every 8 days. Most recently, Finova was updated on August 23, 2026 and HandyPay on September 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*