# SepagaBanking vs payabl.

The clearest difference is iOS requirement: SepagaBanking at 14.0 against payabl.'s 17.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SepagaBanking ships an update every 3 weeks, payabl. fortnightly. The most recent releases landed on September 20, 2026 and September 12, 2026 respectively.

## The numbers

| Metric | SepagaBanking | payabl. |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Fortnightly** |
| Size | 41 MB | 43 MB |
| Requires iOS | **14.0** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 17+ | 17+ |
| Developer | [Cellock Ltd](https://appshunter.io/developer/548332382) | [PAYABL. CY LIMITED](https://appshunter.io/developer/1804856916) |

## What reviewers say

### SepagaBanking

[App page](https://appshunter.io/ios/app/sepagabanking/id6612032514)

**Features:** macOS Compatibility

**In-app purchases:** none


### payabl.

[App page](https://appshunter.io/ios/app/payabl/id6743836626)

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is SepagaBanking free?

SepagaBanking is free to download, with no in-app purchases.

### Is payabl. free?

payabl. is free to download, with no in-app purchases.

### Do SepagaBanking or payabl. have ads?

Neither SepagaBanking nor payabl. shows ads.

### Which is updated more often, SepagaBanking or payabl.?

SepagaBanking ships an update every 3 weeks, and payabl. fortnightly. Most recently, SepagaBanking was updated on September 20, 2026 and payabl. on September 12, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*