# SepagaBanking vs SwiftPay Solutions

The clearest difference is update cadence: SwiftPay Solutions at every 9 days against SepagaBanking's every 3 weeks. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SepagaBanking ships an update every 3 weeks, SwiftPay Solutions every 9 days. The most recent releases landed on November 4, 2026 and November 5, 2026 respectively.

## The numbers

| Metric | SepagaBanking | SwiftPay Solutions |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 9 days** |
| Size | 42 MB | 54 MB |
| Requires iOS | **15.0** | 15.6 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 17+ | 4+ |
| Developer | [Cellock Ltd](https://appshunter.io/developer/548332382) | [Equals Money PLC](https://appshunter.io/developer/535756525) |

## What reviewers say

### SepagaBanking

[App page](https://appshunter.io/ios/app/sepagabanking/id6612032514)

**Features:** macOS Compatibility

**In-app purchases:** none


### SwiftPay Solutions

[App page](https://appshunter.io/ios/app/swiftpay-solutions/id6761919497)

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is SepagaBanking free?

SepagaBanking is free to download, with no in-app purchases.

### Is SwiftPay Solutions free?

SwiftPay Solutions is free to download, with no in-app purchases.

### Do SepagaBanking or SwiftPay Solutions have ads?

Neither SepagaBanking nor SwiftPay Solutions shows ads.

### Which is updated more often, SepagaBanking or SwiftPay Solutions?

SepagaBanking ships an update every 3 weeks, and SwiftPay Solutions every 9 days. Most recently, SepagaBanking was updated on November 4, 2026 and SwiftPay Solutions on November 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*