# Cardex vs DNI Pay

The clearest difference is ads: DNI Pay at none against Cardex's shown. On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Both ship on a similar rhythm, roughly every 2 weeks. The most recent releases landed on October 23, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Cardex | DNI Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.8 (6 ratings)](https://appshunter.io/ios/app/dni-pay/id6747917633/reviews)** |
| Number of ratings | — | **6** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 2 weeks | Every 2 weeks |
| Monetization | — | Free |
| Size | 60 MB | 28 MB |
| Requires iOS | **15.1** | 15.6 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 17+ |
| Developer | [FINTAVA TECHNOLOGY LIMITED](https://appshunter.io/developer/1755025082) | [DNI PAY LIMITED](https://appshunter.io/developer/1578176618) |

## What reviewers say

### Cardex

[App page](https://appshunter.io/ios/app/cardex/id6615080310)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### DNI Pay

[App page](https://appshunter.io/ios/app/dni-pay/id6747917633)

A mobile platform designed to streamline digital financial transactions in Africa, starting with Nigeria. It offers bill payments, interbank transfers, and digital wallet functionalities.

**Highlights:** Bill payments, Interbank transfers, Digital wallet, Simplified financial transactions, African market focus

**In-app purchases:** none


## Frequently asked questions

### Is Cardex free?

Cardex is free to download, with no in-app purchases.

### Is DNI Pay free?

DNI Pay is free to download, with no in-app purchases.

### Do Cardex or DNI Pay have ads?

Cardex shows ads; DNI Pay does not.

### Which is updated more often, Cardex or DNI Pay?

Cardex ships an update every 2 weeks, and DNI Pay every 2 weeks. Most recently, Cardex was updated on October 23, 2026 and DNI Pay on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*