# BenPay vs Coinepay

The clearest difference is rating: Coinepay at 5.0 against BenPay's 4.8. On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Coinepay holds the better App Store score, 5.0 against 4.8. Both are backed by a comparable volume of ratings — 5 and 5 respectively.

BenPay ships an update fortnightly, Coinepay every 11 days. Both last shipped on October 7, 2026.

## The numbers

| Metric | BenPay | Coinepay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (5 ratings)](https://appshunter.io/ios/app/benpay/id6618115564/reviews) | **[5.0 (5 ratings)](https://appshunter.io/ios/app/coinepay/id6748901538/reviews)** |
| Number of ratings | 5 | 5 |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Fortnightly | **Every 11 days** |
| Monetization | Free | Free |
| Size | 199 MB | 56 MB |
| Requires iOS | 15.6 | 15.6 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 17+ | 4+ |
| Developer | [Wuben Inc.](https://appshunter.io/developer/1761726537) | [Coinepay Limited](https://appshunter.io/developer/1827898459) |

## What reviewers say

### BenPay

[App page](https://appshunter.io/ios/app/benpay/id6618115564)

This app offers a comprehensive on-chain financial experience, integrating crypto payment cards, DeFi Earn, lending, and a decentralized exchange. It simplifies cross-chain transactions and provides easy access to yield opportunities with secure, low-fee trading.

**Highlights:** On-chain financial app, Crypto payment cards, DeFi Earn with aggregated tools, Collateralized lending, Native DEX services, Cross-chain asset transactions, zkLogin one-click access

**In-app purchases:** none


### Coinepay

[App page](https://appshunter.io/ios/app/coinepay/id6748901538)

Easily create and manage virtual Visa and MasterCard credit cards for secure and convenient online and offline purchases. Track all transactions with detailed monthly statements and enjoy global service with advanced encryption.

**Highlights:** Fast virtual card issuance, Manage multiple virtual cards, Detailed transaction statements, Advanced security encryption, Global service availability

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is BenPay free?

BenPay is free to download, with no in-app purchases.

### Is Coinepay free?

Coinepay is free to download, with no in-app purchases.

### Which has better reviews, BenPay or Coinepay?

Coinepay is rated higher. BenPay averages 4.8 out of 5 from 5 ratings, while Coinepay averages 5.0 from 5 ratings.

### Do BenPay or Coinepay have ads?

Neither BenPay nor Coinepay shows ads.

### Which is updated more often, BenPay or Coinepay?

BenPay ships an update fortnightly, and Coinepay every 11 days. Most recently, BenPay was updated on October 7, 2026 and Coinepay on October 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*