# PaidOff vs Billr

The clearest difference is in-app purchases: Billr at none against PaidOff's 2. Billr also leads on iOS requirement (15.1 vs 26.0). PaidOff's advantage is ratings volume (8 vs 1). On price, rating, review sentiment and update cadence there is nothing between them.

Both are free to download. PaidOff sells 2 in-app purchases, starting at $9.00 per month. Billr asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 5.0 for PaidOff against 5.0 for Billr. That said, the two scores are not equally well evidenced: PaidOff has 8 ratings behind it against 1, so its average is the more settled of the two. Written reviews split almost evenly too, at 100% and 100% positive.

PaidOff ships an update every 5 days, Billr every 4 days. The most recent releases landed on October 30, 2026 and November 5, 2026 respectively.

## The numbers

| Metric | PaidOff | Billr |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (8 ratings)](https://appshunter.io/ios/app/paidoff-debt-tracker/id6618116566/reviews) | [5.0 (1 ratings)](https://appshunter.io/ios/app/billr-track-subscriptions/id6759629002/reviews) |
| Number of ratings | **8** | 1 |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 5 days | **Every 4 days** |
| Monetization | Ad-supported | **Free** |
| Size | 38 MB | 36 MB |
| Requires iOS | 26.0 | **15.1** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 17+ | 4+ |
| Developer | [Andrew Aquino](https://appshunter.io/developer/1546163712) | [Sayidazim Kobilov](https://appshunter.io/developer/1879918144) |

## What reviewers say

### PaidOff

[App page](https://appshunter.io/ios/app/paidoff-debt-tracker/id6618116566)

Manage all your debts in one place with detailed insights into your payoff journey. Customize amortization schedules and APRs to visualize your progress towards financial freedom and save money.

**Highlights:** Account Management, Complete Debt Profile, Full Customization, Progress Tracking, Visual UI

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| PaidOff Plus Monthly | $9.00 | per month |
| PaidOff Plus Yearly | $72.00 | per year |


### Billr

[App page](https://appshunter.io/ios/app/billr-track-subscriptions/id6759629002)

Manage your recurring expenses with this free subscription tracker. It automatically detects subscriptions from your Gmail and provides a clear overview of your spending, upcoming bills, and renewal dates. Enjoy a private, local-first experience with no ads or paywalls.

**Highlights:** Automatic Gmail subscription detection, Unlimited subscription tracking, Spending overview and category breakdown, Smart renewal reminders, Trial period tracking, Data export (CSV/PDF), Multi-currency support

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is PaidOff free?

PaidOff is free to download, with in-app purchases available.

### Is Billr free?

Billr is free to download, with no in-app purchases.

### Which has better reviews, PaidOff or Billr?

PaidOff and Billr are both rated 5.0 out of 5 on the App Store, from 8 and 1 ratings respectively.

### Do PaidOff or Billr have ads?

Neither PaidOff nor Billr shows ads.

### Which is updated more often, PaidOff or Billr?

PaidOff ships an update every 5 days, and Billr every 4 days. Most recently, PaidOff was updated on October 30, 2026 and Billr on November 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*