# PaidOff vs BrightPathDebtPath

The clearest difference is iOS requirement: BrightPathDebtPath at 17.0 against PaidOff's 26.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. PaidOff sells 2 in-app purchases, starting at $9.00 per month and BrightPathDebtPath sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

PaidOff ships an update every 5 days, BrightPathDebtPath weekly. The most recent releases landed on October 15, 2026 and September 26, 2026 respectively.

## The numbers

| Metric | PaidOff | BrightPathDebtPath |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (8 ratings)](https://appshunter.io/ios/app/paidoff-debt-tracker/id6618116566/reviews)** | — |
| Number of ratings | **8** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 5 days** | Weekly |
| Monetization | Ad-supported | — |
| Size | 38 MB | 1 MB |
| Requires iOS | 26.0 | **17.0** |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 17+ | 4+ |
| Developer | [Andrew Aquino](https://appshunter.io/developer/1546163712) | [Pedro Ignacio](https://appshunter.io/developer/6790180536) |

## What reviewers say

### PaidOff

[App page](https://appshunter.io/ios/app/paidoff-debt-tracker/id6618116566)

Manage all your debts in one place with detailed insights into your payoff journey. Customize amortization schedules and APRs to visualize your progress towards financial freedom and save money.

**Highlights:** Account Management, Complete Debt Profile, Full Customization, Progress Tracking, Visual UI

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| PaidOff Plus Monthly | $9.00 | per month |
| PaidOff Plus Yearly | $72.00 | per year |


### BrightPathDebtPath

[App page](https://appshunter.io/ios/app/brightpathdebtpath/id6807172849)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| DebtPath Pro | $2.99 | per month |
| DebtPath Pro Lifetime | $14.99 | one-time |


## Frequently asked questions

### Is PaidOff free?

PaidOff is free to download, with in-app purchases available.

### Is BrightPathDebtPath free?

BrightPathDebtPath is free to download, with in-app purchases available.

### Do PaidOff or BrightPathDebtPath have ads?

Neither PaidOff nor BrightPathDebtPath shows ads.

### Which is updated more often, PaidOff or BrightPathDebtPath?

PaidOff ships an update every 5 days, and BrightPathDebtPath weekly. Most recently, PaidOff was updated on October 15, 2026 and BrightPathDebtPath on September 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*