# Bankplus vs BAOVIET Smart

The clearest difference is rating: Bankplus at 3.4 against BAOVIET Smart's 2.7. Bankplus also leads on update cadence (fortnightly vs every 2 months) and ratings volume (41 vs 7). BAOVIET Smart's advantage is review sentiment (100% vs 68%). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Bankplus holds the better App Store score, 3.4 against 2.7. That said, the two scores are not equally well evidenced: Bankplus has 41 ratings behind it against 7, so its average is the more settled of the two. Written reviews complicate that: 68% of Bankplus's written reviews are positive against 100% of BAOVIET Smart's, so the app with the better star average is not the one people write more warmly about.

Bankplus ships an update fortnightly, BAOVIET Smart every 2 months. Both last shipped on November 3, 2026.

## The numbers

| Metric | Bankplus | BAOVIET Smart |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.4 (41 ratings)](https://appshunter.io/ios/app/bankplus/id661973727/reviews)** | [2.7 (7 ratings)](https://appshunter.io/ios/app/baoviet-smart/id1504422967/reviews) |
| Number of ratings | **41** | 7 |
| Positive reviews | 67.7% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 2 months |
| Monetization | Free | Free |
| Size | 147 MB | 222 MB |
| Requires iOS | **8.0** | 13.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Viettel Telecom](https://appshunter.io/developer/365850426) | [BAOVIET Bank](https://appshunter.io/developer/1504422966) |

## What reviewers say

### Bankplus

[App page](https://appshunter.io/ios/app/bankplus/id661973727)

This mobile application facilitates fast, convenient, and secure money transfers and payments. It offers features like mobile top-ups with discounts, utility bill payments, QR code payments, and booking travel tickets. Users can also open savings accounts and send cash via phone number.

**Highlights:** Mobile top-ups with discounts, Utility bill payments, QR code payments, Cash transfers via phone number, Open savings accounts, Book travel tickets, Credit card and loan payments

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### BAOVIET Smart

[App page](https://appshunter.io/ios/app/baoviet-smart/id1504422967)

This digital banking app allows users to manage and conduct financial transactions securely and conveniently online. It offers features for account linking, fund transfers, bill payments, and mobile top-ups, all accessible from your mobile device.

**Highlights:** Account and card linking, Fund transfers (internal and external), Bill payments, Mobile top-ups, Account balance and transaction history, Biometric and OTP security

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Bankplus free?

Bankplus is free to download, with no in-app purchases.

### Is BAOVIET Smart free?

BAOVIET Smart is free to download, with no in-app purchases.

### Which has better reviews, Bankplus or BAOVIET Smart?

Bankplus is rated higher. Bankplus averages 3.4 out of 5 from 41 ratings, while BAOVIET Smart averages 2.7 from 7 ratings.

### Do Bankplus or BAOVIET Smart have ads?

Neither Bankplus nor BAOVIET Smart shows ads.

### Which is updated more often, Bankplus or BAOVIET Smart?

Bankplus ships an update fortnightly, and BAOVIET Smart every 2 months. Most recently, Bankplus was updated on November 3, 2026 and BAOVIET Smart on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*