# 咔比荷包 vs 咔皮记账

The clearest difference is review sentiment: 咔皮记账 at 74% against 咔比荷包's 27%. 咔皮记账 also leads on rating (4.8 vs 4.1) and in-app purchases (none vs 13). On price, ads and device support there is nothing between them.

Both are free to download. 咔比荷包 sells 11 in-app purchases, starting at $0.99 per month. 咔皮记账 asks for nothing beyond the download.

咔皮记账 holds the better App Store score, 4.8 against 4.1. That said, the two scores are not equally well evidenced: 咔皮记账 has 51K ratings behind it against 7, so its average is the more settled of the two. Written reviews point the same way: 27% of 咔比荷包's written reviews are positive against 74% of 咔皮记账's.

咔比荷包 ships an update every 9 days, 咔皮记账 every 3 days. The most recent releases landed on September 22, 2026 and September 26, 2026 respectively.

## The numbers

| Metric | 咔比荷包 | 咔皮记账 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.1 (7 ratings)](https://appshunter.io/ios/app/ai/id6630370989/reviews) | **[4.8 (51K ratings)](https://appshunter.io/ios/app/cfo/id6738811698/reviews)** |
| Number of ratings | 7 | **51K** |
| Positive reviews | 27.3% of reviews | **73.7% of reviews** |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 9 days | **Every 3 days** |
| Monetization | Freemium | **Free** |
| Size | 208 MB | 185 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [重庆皮皮喵喵科技有限公司](https://appshunter.io/developer/1762355269) | [Shanghai Yuhuan Technology Co., LTD](https://appshunter.io/developer/1680121338) |

## What reviewers say

### 咔比荷包

[App page](https://appshunter.io/ios/app/ai/id6630370989)

This app uses AI to make tracking expenses fun and effortless, helping you build good habits and reach financial goals. It offers shared accounts and savings plans for couples, promoting financial and relational freedom.

**Highlights:** AI-powered expense tracking, Effortless habit building, Automated financial review, Shared accounts for couples, Joint savings goal planning, Personalized financial goals

**Features:** macOS Compatibility, Siri integration, Vision Pro support

**In-app purchases (11)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 单人连续包月 | $0.99 | per month |
| 单人连续包月 | $0.99 | per month |
| 双人连续包月 | $1.99 | per month |
| 双人连续包月 | $1.99 | per month |
| 双人连续包季 | $4.99 | per 3 months |
| 双人连续包年 | $9.99 | per year |
| 双人连续包年 | $12.99 | per year |
| 双人连续包年 | $14.99 | per year |
| 双人连续包年 | $14.99 | per year |
| 365天打卡挑战 | $12.99 | one-time |
| 双人三年VIP会员 | $22.99 | one-time |


### 咔皮记账

[App page](https://appshunter.io/ios/app/cfo/id6738811698)

This app simplifies expense tracking with AI-powered automatic recording and categorization. It offers features like multi-account management, intelligent budgeting, and financial analysis to help users understand their spending habits and manage their money more effectively. Users can also record thoughts, moods, and to-dos, making it a comprehensive personal organizer.

**Highlights:** AI automatic recording and categorization, Unlimited multi-account management, Intelligent budget planning, Asset account management, Voice-based quick entry, Record moods and thoughts

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 咔比荷包 free?

咔比荷包 is free to download, with in-app purchases available.

### Is 咔皮记账 free?

咔皮记账 is free to download, with no in-app purchases.

### Which has better reviews, 咔比荷包 or 咔皮记账?

咔皮记账 is rated higher. 咔比荷包 averages 4.1 out of 5 from 7 ratings, while 咔皮记账 averages 4.8 from 51K ratings.

### Do 咔比荷包 or 咔皮记账 have ads?

Neither 咔比荷包 nor 咔皮记账 shows ads.

### Which is updated more often, 咔比荷包 or 咔皮记账?

咔比荷包 ships an update every 9 days, and 咔皮记账 every 3 days. Most recently, 咔比荷包 was updated on September 22, 2026 and 咔皮记账 on September 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*