# 咔比荷包 vs Pick记账

The clearest difference is rating: Pick记账 at 5.0 against 咔比荷包's 4.1. Pick记账 also leads on review sentiment (69% vs 27%). 咔比荷包's advantage is ads (none vs shown) and ratings volume (7 vs 2). On price, update cadence, in-app purchases and monetization model there is nothing between them.

Both are free to download. 咔比荷包 sells 11 in-app purchases, starting at $0.99 per month and Pick记账 sells 9 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

Pick记账 holds the better App Store score, 5.0 against 4.1. Both are backed by a comparable volume of ratings — 7 and 2 respectively. Written reviews point the same way: 27% of 咔比荷包's written reviews are positive against 69% of Pick记账's.

咔比荷包 ships an update every 9 days, Pick记账 every 11 days. Both last shipped on September 22, 2026.

## The numbers

| Metric | 咔比荷包 | Pick记账 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.1 (7 ratings)](https://appshunter.io/ios/app/ai/id6630370989/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/pick/id6739765574/reviews)** |
| Number of ratings | **7** | 2 |
| Positive reviews | 27.3% of reviews | **68.8% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | **No** | Yes |
| Update frequency | **Every 9 days** | Every 11 days |
| Monetization | Freemium | Free with in-app purchases |
| Size | 208 MB | 177 MB |
| Requires iOS | 15.0 | **14.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [重庆皮皮喵喵科技有限公司](https://appshunter.io/developer/1762355269) | [Chongqing Miaoyudao Technology Co., Ltd.](https://appshunter.io/developer/1786933523) |

## What reviewers say

### 咔比荷包

[App page](https://appshunter.io/ios/app/ai/id6630370989)

This app uses AI to make tracking expenses fun and effortless, helping you build good habits and reach financial goals. It offers shared accounts and savings plans for couples, promoting financial and relational freedom.

**Highlights:** AI-powered expense tracking, Effortless habit building, Automated financial review, Shared accounts for couples, Joint savings goal planning, Personalized financial goals

**Features:** macOS Compatibility, Siri integration, Vision Pro support

**In-app purchases (11)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 单人连续包月 | $0.99 | per month |
| 单人连续包月 | $0.99 | per month |
| 双人连续包月 | $1.99 | per month |
| 双人连续包月 | $1.99 | per month |
| 双人连续包季 | $4.99 | per 3 months |
| 双人连续包年 | $9.99 | per year |
| 双人连续包年 | $12.99 | per year |
| 双人连续包年 | $14.99 | per year |
| 双人连续包年 | $14.99 | per year |
| 365天打卡挑战 | $12.99 | one-time |
| 双人三年VIP会员 | $22.99 | one-time |


### Pick记账

[App page](https://appshunter.io/ios/app/pick/id6739765574)

This app offers a unique approach to personal finance management by integrating AI companions for a more engaging experience. Users can chat, use voice, or even images to log expenses, with automatic recognition and categorization of transactions. It provides detailed financial analysis and a visual calendar for tracking income and spending.

**Highlights:** AI chat for expense logging, Voice and image recognition for transactions, Automatic transaction categorization, Daily and monthly financial analysis, Calendar view of income and expenses, Customizable subcategories, Cloud synchronization

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (9)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 动态背景1次 | $0.99 | one-time |
| Pick记账月度会员 | $3.99 | one-time |
| Pick记账季度会员 | $9.99 | one-time |
| Pick记账永久会员 | $9.99 | one-time |
| Pick记账永久会员 | $12.99 | one-time |
| Pick记账季度会员 | $12.99 | one-time |
| Pick记账年度会员 | $19.99 | one-time |
| Pick记账年度会员 | $34.99 | one-time |
| Pick记账永久会员 | $129.99 | one-time |


## Frequently asked questions

### Is 咔比荷包 free?

咔比荷包 is free to download, with in-app purchases available.

### Is Pick记账 free?

Pick记账 is free to download, with in-app purchases available.

### Which has better reviews, 咔比荷包 or Pick记账?

Pick记账 is rated higher. 咔比荷包 averages 4.1 out of 5 from 7 ratings, while Pick记账 averages 5.0 from 2 ratings.

### Do 咔比荷包 or Pick记账 have ads?

Pick记账 shows ads; 咔比荷包 does not.

### Which is updated more often, 咔比荷包 or Pick记账?

咔比荷包 ships an update every 9 days, and Pick记账 every 11 days. Most recently, 咔比荷包 was updated on September 22, 2026 and Pick记账 on September 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*