# 咔比荷包 vs 元元记账

The clearest difference is rating: 元元记账 at 4.8 against 咔比荷包's 4.1. 元元记账 also leads on review sentiment (64% vs 27%) and monetization model (free vs freemium). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. 咔比荷包 sells 11 in-app purchases, starting at $0.99 per month and 元元记账 sells 6 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

元元记账 holds the better App Store score, 4.8 against 4.1. Both are backed by a comparable volume of ratings — 7 and 13 respectively. Written reviews point the same way: 27% of 咔比荷包's written reviews are positive against 64% of 元元记账's.

咔比荷包 ships an update every 9 days, 元元记账 every 2 weeks. The most recent releases landed on September 22, 2026 and September 23, 2026 respectively.

## The numbers

| Metric | 咔比荷包 | 元元记账 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.1 (7 ratings)](https://appshunter.io/ios/app/ai/id6630370989/reviews) | **[4.8 (13 ratings)](https://appshunter.io/ios/app/ai/id6740757453/reviews)** |
| Number of ratings | 7 | **13** |
| Positive reviews | 27.3% of reviews | **63.9% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 9 days** | Every 2 weeks |
| Monetization | Freemium | **Free** |
| Size | 208 MB | 156 MB |
| Requires iOS | 15.0 | **14.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [重庆皮皮喵喵科技有限公司](https://appshunter.io/developer/1762355269) | [Gameley](https://appshunter.io/developer/939510611) |

## What reviewers say

### 咔比荷包

[App page](https://appshunter.io/ios/app/ai/id6630370989)

This app uses AI to make tracking expenses fun and effortless, helping you build good habits and reach financial goals. It offers shared accounts and savings plans for couples, promoting financial and relational freedom.

**Highlights:** AI-powered expense tracking, Effortless habit building, Automated financial review, Shared accounts for couples, Joint savings goal planning, Personalized financial goals

**Features:** macOS Compatibility, Siri integration, Vision Pro support

**In-app purchases (11)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 单人连续包月 | $0.99 | per month |
| 单人连续包月 | $0.99 | per month |
| 双人连续包月 | $1.99 | per month |
| 双人连续包月 | $1.99 | per month |
| 双人连续包季 | $4.99 | per 3 months |
| 双人连续包年 | $9.99 | per year |
| 双人连续包年 | $12.99 | per year |
| 双人连续包年 | $14.99 | per year |
| 双人连续包年 | $14.99 | per year |
| 365天打卡挑战 | $12.99 | one-time |
| 双人三年VIP会员 | $22.99 | one-time |


### 元元记账

[App page](https://appshunter.io/ios/app/ai/id6740757453)

This app uses AI to quickly log expenses through voice input, automatically creating categorized bills. It offers multiple input methods, including offline voice recording, and provides detailed visual reports and comprehensive asset management for all your financial accounts.

**Highlights:** AI-powered voice expense logging, Automatic bill generation and categorization, Multiple input methods (voice, text, manual), Offline recording capability, Multi-dimensional visual financial reports, Comprehensive asset management, Minimalist design for efficiency

**Features:** macOS Compatibility, Siri integration, Vision Pro support

**In-app purchases (6)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 元元记账月会员 | $2.99 | one-time |
| 特惠终身会员 | $4.99 | one-time |
| 元元记账终身会员 | $4.99 | one-time |
| 元元记账年会员 | $6.99 | one-time |
| 元元记账永久会员 | $6.99 | one-time |
| 元元记账终身会员 | $7.99 | one-time |


## Frequently asked questions

### Is 咔比荷包 free?

咔比荷包 is free to download, with in-app purchases available.

### Is 元元记账 free?

元元记账 is free to download, with in-app purchases available.

### Which has better reviews, 咔比荷包 or 元元记账?

元元记账 is rated higher. 咔比荷包 averages 4.1 out of 5 from 7 ratings, while 元元记账 averages 4.8 from 13 ratings.

### Do 咔比荷包 or 元元记账 have ads?

Neither 咔比荷包 nor 元元记账 shows ads.

### Which is updated more often, 咔比荷包 or 元元记账?

咔比荷包 ships an update every 9 days, and 元元记账 every 2 weeks. Most recently, 咔比荷包 was updated on September 22, 2026 and 元元记账 on September 23, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*