# Mona vs SplitBook

The clearest difference is in-app purchases: SplitBook at none against Mona's 4. Mona's advantage is update cadence (every 3 weeks vs every 2 months). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. Mona sells 4 in-app purchases, starting at $2.99 per month. SplitBook asks for nothing beyond the download.

Mona ships an update every 3 weeks, SplitBook every 2 months. The most recent releases landed on October 27, 2026 and October 28, 2026 respectively.

## The numbers

| Metric | Mona | SplitBook |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (4 ratings)](https://appshunter.io/ios/app/mona-budget-and-expense-tracker/id6633413204/reviews)** | — |
| Number of ratings | **4** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 2 months |
| Monetization | Freemium | — |
| Size | 29 MB | 2 MB |
| Requires iOS | 18.2 | **18.0** |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Anh Nguyen](https://appshunter.io/developer/1458306452) | [Jared Ferguson](https://appshunter.io/developer/1880822268) |

## What reviewers say

### Mona

[App page](https://appshunter.io/ios/app/mona-budget-and-expense-tracker/id6633413204)

This AI-powered app simplifies personal finance by helping you track daily expenses, create budgets, and gain insights into your spending habits. Log transactions effortlessly with natural language input and organize your finances with clear reports and summaries.

**Highlights:** AI expense tracking with natural language input, Real-time budget planning and progress monitoring, Spending analysis with finance reports and charts, Multi-account and wallet management, Bill and recurring payment awareness, Savings goal tracking, Privacy-first, offline-first design

**Features:** macOS Compatibility, Vision Pro support, iPhone Duo support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Mona Pro (Monthly) | $2.99 | per month |
| Mona Pro (Yearly) | $9.99 | per year |
| Mona Pro (Lifetime) | $12.99 | one-time |
| Mona Pro (Lifetime) | $19.99 | one-time |


### SplitBook

[App page](https://appshunter.io/ios/app/splitbook/id6759811518)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Mona free?

Mona is free to download, with in-app purchases available.

### Is SplitBook free?

SplitBook is free to download, with no in-app purchases.

### Do Mona or SplitBook have ads?

Neither Mona nor SplitBook shows ads.

### Which is updated more often, Mona or SplitBook?

Mona ships an update every 3 weeks, and SplitBook every 2 months. Most recently, Mona was updated on October 27, 2026 and SplitBook on October 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*