# Mona vs FinPulse

The clearest difference is in-app purchases: FinPulse at none against Mona's 4. FinPulse also leads on update cadence (weekly vs every 3 weeks) and iOS requirement (15.1 vs 18.2). On price, ads and device support there is nothing between them.

Both are free to download. Mona sells 4 in-app purchases, starting at $2.99 per month. FinPulse asks for nothing beyond the download.

Mona ships an update every 3 weeks, FinPulse weekly. The most recent releases landed on October 27, 2026 and October 28, 2026 respectively.

## The numbers

| Metric | Mona | FinPulse |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (4 ratings)](https://appshunter.io/ios/app/mona-budget-and-expense-tracker/id6633413204/reviews)** | — |
| Number of ratings | **4** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Weekly** |
| Monetization | Freemium | — |
| Size | 29 MB | 50 MB |
| Requires iOS | 18.2 | **15.1** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Anh Nguyen](https://appshunter.io/developer/1458306452) | [Samartha Hathwar](https://appshunter.io/developer/6774849926) |

## What reviewers say

### Mona

[App page](https://appshunter.io/ios/app/mona-budget-and-expense-tracker/id6633413204)

This AI-powered app simplifies personal finance by helping you track daily expenses, create budgets, and gain insights into your spending habits. Log transactions effortlessly with natural language input and organize your finances with clear reports and summaries.

**Highlights:** AI expense tracking with natural language input, Real-time budget planning and progress monitoring, Spending analysis with finance reports and charts, Multi-account and wallet management, Bill and recurring payment awareness, Savings goal tracking, Privacy-first, offline-first design

**Features:** macOS Compatibility, Vision Pro support, iPhone Duo support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Mona Pro (Monthly) | $2.99 | per month |
| Mona Pro (Yearly) | $9.99 | per year |
| Mona Pro (Lifetime) | $12.99 | one-time |
| Mona Pro (Lifetime) | $19.99 | one-time |


### FinPulse

[App page](https://appshunter.io/ios/app/finpulse-expense-tracker/id6774849924)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Mona free?

Mona is free to download, with in-app purchases available.

### Is FinPulse free?

FinPulse is free to download, with no in-app purchases.

### Do Mona or FinPulse have ads?

Neither Mona nor FinPulse shows ads.

### Which is updated more often, Mona or FinPulse?

Mona ships an update every 3 weeks, and FinPulse weekly. Most recently, Mona was updated on October 27, 2026 and FinPulse on October 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*