# 9歲記帳 vs Money Talks

The clearest difference is review sentiment: Money Talks at 100% against 9歲記帳's 53%. Money Talks also leads on update cadence (every 4 days vs every 12 months). 9歲記帳's advantage is in-app purchases (none vs 3) and device support (3 vs 1). On price and ads there is nothing between them.

Both are free to download. Money Talks sells 3 in-app purchases, starting at $1.99 per month. 9歲記帳 asks for nothing beyond the download.

9歲記帳 ships an update every 12 months, Money Talks every 4 days. Both last shipped on October 24, 2026.

## The numbers

| Metric | 9歲記帳 | Money Talks |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.7 (6 ratings)](https://appshunter.io/ios/app/money-talks-expense-tracker/id6753856530/reviews)** |
| Number of ratings | — | **6** |
| Positive reviews | 53.3% of reviews | **100.0% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 12 months | **Every 4 days** |
| Monetization | **Free** | Freemium |
| Size | 3 MB | 53 MB |
| Requires iOS | **13.0** | 18.0 |
| Devices | **iPhone, iPod, Apple Watch** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [YuChia Liu](https://appshunter.io/developer/390164928) | [Kai Teng Hou](https://appshunter.io/developer/1833864329) |

## What reviewers say

### 9歲記帳

[App page](https://appshunter.io/ios/app/9/id6633443325)

A simple bookkeeping app for children with an Apple Watch. It allows users to track, categorize, and manage expenses directly from their wrist. Designed to teach financial literacy from a young age.

**Highlights:** Expense tracking, Expense record display, Edit and delete entries, Add notes to expenses, Categorize expenses

**In-app purchases:** none


### Money Talks

[App page](https://appshunter.io/ios/app/money-talks-expense-tracker/id6753856530)

Effortlessly log expenses using voice commands or by scanning receipts with AI. Get insights into your spending habits with a conversational financial assistant. Manage your cash flow and understand where your money goes.

**Highlights:** Voice expense logging, AI receipt scanning, Conversational financial assistant, Spending habit analysis, Cash flow tracking

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 月費 | $1.99 | per month |
| 年費 | $14.99 | per year |
| 終生 | $49.99 | one-time |


## Frequently asked questions

### Is 9歲記帳 free?

9歲記帳 is free to download, with no in-app purchases.

### Is Money Talks free?

Money Talks is free to download, with in-app purchases available.

### Do 9歲記帳 or Money Talks have ads?

Neither 9歲記帳 nor Money Talks shows ads.

### Which is updated more often, 9歲記帳 or Money Talks?

9歲記帳 ships an update every 12 months, and Money Talks every 4 days. Most recently, 9歲記帳 was updated on October 24, 2026 and Money Talks on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*