# Moneos One vs SwiftPay Solutions

The clearest difference is update cadence: SwiftPay Solutions at every 10 days against Moneos One's every 8 months. Moneos One's advantage is iOS requirement (13.4 vs 15.6). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Moneos One ships an update every 8 months, SwiftPay Solutions every 10 days. The most recent releases landed on October 5, 2026 and October 23, 2026 respectively.

## The numbers

| Metric | Moneos One | SwiftPay Solutions |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 8 months | **Every 10 days** |
| Size | 30 MB | 53 MB |
| Requires iOS | **13.4** | 15.6 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 17+ | 4+ |
| Developer | [PayEat LTD](https://appshunter.io/developer/1300179821) | [Equals Money PLC](https://appshunter.io/developer/535756525) |

## What reviewers say

### Moneos One

[App page](https://appshunter.io/ios/app/moneos-one-expense-control/id6636486151)

**Features:** macOS Compatibility

**In-app purchases:** none


### SwiftPay Solutions

[App page](https://appshunter.io/ios/app/swiftpay-solutions/id6761919497)

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Moneos One free?

Moneos One is free to download, with no in-app purchases.

### Is SwiftPay Solutions free?

SwiftPay Solutions is free to download, with no in-app purchases.

### Do Moneos One or SwiftPay Solutions have ads?

Neither Moneos One nor SwiftPay Solutions shows ads.

### Which is updated more often, Moneos One or SwiftPay Solutions?

Moneos One ships an update every 8 months, and SwiftPay Solutions every 10 days. Most recently, Moneos One was updated on October 5, 2026 and SwiftPay Solutions on October 23, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*