Comparison

Chipp vs Room

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Chipp

Effortlessly track, split, and settle group expenses with a lightning-fast interface. Manage shared living costs, travel bills, and dinner receipts with ease. Settle up instantly with friends, all within one convenient app.

Highlights
  • Tap-to-split interface
  • Find friends nearby
  • Create shared expense groups
  • Split rent and utilities
  • Manage travel expenses
  • Scan receipts for dinner bills
  • Handle partial splits
Features
Read full description

Chipp is the fastest way to split bills, scan receipts, and get paid back. Send an expense by chat, voice note, or photo and Chipp does the math, tracks who owes who, and settles everyone up with one swipe. SPLIT BILLS BY CHAT, VOICE OR PHOTO Type it, say it, or snap it. Dinner, rent, tickets, groceries: Chipp turns any message into a tracked expense and splits it fairly in seconds. Equal, unequal, by shares or by item. SCAN RECEIPTS, PAY ONLY FOR WHAT YOU HAD Scan the bill, then just say who had what. Chipp reads every line, splits tax and tip, and shares a link so friends can claim their items and pay you back, even without the app. GROUPS FOR TRIPS, ROOMMATES AND COUPLES Make a room for every crew: feed, chat, and balances in one place, with Chipp AI right in the thread. Add expenses as you go and Chipp keeps a running tally of who owes whom. GET PAID BACK WITHOUT ASKING TWICE Smart nudges remind friends for you. Settle several people at once and watch balances hit zero in a single swipe. PAY THE WAY YOUR CREW PAYS Settle over Venmo, Cash App, Zelle, PayPal, UPI, Pix, PayNow and more. Chipp opens the right app pre-filled and records the payment. Or pay in-app with your Chipp balance and let friends cash out to their bank. MONEY POOLS FOR ANYTHING Collect for a gift, a trip, or rent. Set a goal, share one link, and anyone can chip in. Watch the pool fill up in real time. ALL YOUR MONEY, IN ONE CHAT Securely link your banks and cards, then ask Chipp anything: this month's spending, rising subscriptions, upcoming bills, or where your money went. Clear answers with beautiful charts, instantly. TAP ANY TRANSACTION TO SPLIT See a card charge you shared? Tap it to split with friends or add it to a group. No retyping amounts, ever. PRIVATE AND SECURE Bank connections use trusted, read-only access. Lock the app with Face ID. Chipp never sells your data, and nothing moves without your approval. CHIPP+ AND CHIPP CIRCLE Chipp is free to use. Chipp+ unlocks unlimited receipt scans, unlimited Chipp AI, repeating expenses and linked accounts. Chipp Circle extends everything to every member of the groups you own. Monthly and yearly plans are available, with a free trial on the yearly Circle plan. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period and are managed in your App Store account settings. Terms: https://chipp.it/terms-and-conditions/ Privacy: https://chipp.it/privacy-policy.html Download Chipp and make your next group expense the easiest one yet.

About

Room

Effortlessly manage shared household expenses, track bills, and monitor contributions. This app simplifies splitting rent, utilities, and other shared costs, ensuring everyone stays informed about payments and balances.

Highlights
  • Bill tracking for rent and utilities
  • Contribution and payment management
  • Task and due date reminders
  • Transparent financial history
  • Intuitive user interface
Features
Read full description

Room 8 is your ultimate solution for managing shared households with ease. Whether you're splitting rent, utilities, or shared expenses, Room 8 makes it simple to keep track of bills, contributions, and payments. Easily create and manage tasks for your home, set due dates for bills, and see who has contributed or paid. No more awkward reminders or confusion about who owes what—Room 8 keeps everyone on the same page. Features include: Bill tracking: Keep track of rent, utilities, and shared expenses in one place. Contribution management: See who has paid and who still owes, with clear contribution tracking. Notifications: Receive reminders for upcoming bills, due dates, and other important tasks. Transparent organization: View your household's financial history and keep everyone accountable. Simple and intuitive: Our user-friendly interface is designed for quick access and easy management. Whether you're living with friends, roommates, or family, Room 8 ensures that your shared living experience is smooth and stress-free. Download Room 8 today and experience hassle-free household management!

Screenshots

Chipp4 screens
Room3 screens

Verdict

The call

The clearest difference is rating: Room at 5.0 against Chipp's 4.1. Room also leads on review sentiment (100% vs 73%). Chipp's advantage is ratings volume (18 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Room holds the better App Store score, 5.0 against 4.1. That said, the two scores are not equally well evidenced: Chipp has 18 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 73% of Chipp's written reviews are positive against 100% of Room's.

Scorecard3 real differences · 7 level
Chipp versus Room: the parameters behind the verdict, then further details
ParameterChippRoom
PriceFreeFree
Rating4.1 (18 ratings)5.0 (1 ratings) — better
Positive reviews72.7% of reviews100.0% of reviews — better
Number of ratings18 — better1
Update frequencyEvery 10 days—
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS14.013.4 — better
Further details — not scored
Size186 MB23 MB
Age rating4+4+
DeveloperChipp LLCBrightSide Developer

Customer experience

Chipp

All ratings18 ratings
Positive77.8%
Neutral0.0%
Negative22.2%
Written reviews11 reviews
Positive72.7%
Neutral0.0%
Negative27.3%

Room

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Chipp

No in-app purchases

None

Room

No in-app purchases

Questions

Is Chipp free?
Chipp is free to download, with no in-app purchases.
Is Room free?
Room is free to download, with no in-app purchases.
Which has better reviews, Chipp or Room?
Room is rated higher. Chipp averages 4.1 out of 5 from 18 ratings, while Room averages 5.0 from 1 ratings.
Do Chipp or Room have ads?
Neither Chipp nor Room shows ads.

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