Chipp vs Tabify
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Chipp
Effortlessly track, split, and settle group expenses with a lightning-fast interface. Manage shared living costs, travel bills, and dinner receipts with ease. Settle up instantly with friends, all within one convenient app.
- Tap-to-split interface
- Find friends nearby
- Create shared expense groups
- Split rent and utilities
- Manage travel expenses
- Scan receipts for dinner bills
- Handle partial splits
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Chipp is the fastest way to split bills, scan receipts, and get paid back. Send an expense by chat, voice note, or photo and Chipp does the math, tracks who owes who, and settles everyone up with one swipe. SPLIT BILLS BY CHAT, VOICE OR PHOTO Type it, say it, or snap it. Dinner, rent, tickets, groceries: Chipp turns any message into a tracked expense and splits it fairly in seconds. Equal, unequal, by shares or by item. SCAN RECEIPTS, PAY ONLY FOR WHAT YOU HAD Scan the bill, then just say who had what. Chipp reads every line, splits tax and tip, and shares a link so friends can claim their items and pay you back, even without the app. GROUPS FOR TRIPS, ROOMMATES AND COUPLES Make a room for every crew: feed, chat, and balances in one place, with Chipp AI right in the thread. Add expenses as you go and Chipp keeps a running tally of who owes whom. GET PAID BACK WITHOUT ASKING TWICE Smart nudges remind friends for you. Settle several people at once and watch balances hit zero in a single swipe. PAY THE WAY YOUR CREW PAYS Settle over Venmo, Cash App, Zelle, PayPal, UPI, Pix, PayNow and more. Chipp opens the right app pre-filled and records the payment. Or pay in-app with your Chipp balance and let friends cash out to their bank. MONEY POOLS FOR ANYTHING Collect for a gift, a trip, or rent. Set a goal, share one link, and anyone can chip in. Watch the pool fill up in real time. ALL YOUR MONEY, IN ONE CHAT Securely link your banks and cards, then ask Chipp anything: this month's spending, rising subscriptions, upcoming bills, or where your money went. Clear answers with beautiful charts, instantly. TAP ANY TRANSACTION TO SPLIT See a card charge you shared? Tap it to split with friends or add it to a group. No retyping amounts, ever. PRIVATE AND SECURE Bank connections use trusted, read-only access. Lock the app with Face ID. Chipp never sells your data, and nothing moves without your approval. CHIPP+ AND CHIPP CIRCLE Chipp is free to use. Chipp+ unlocks unlimited receipt scans, unlimited Chipp AI, repeating expenses and linked accounts. Chipp Circle extends everything to every member of the groups you own. Monthly and yearly plans are available, with a free trial on the yearly Circle plan. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period and are managed in your App Store account settings. Terms: https://chipp.it/terms-and-conditions/ Privacy: https://chipp.it/privacy-policy.html Download Chipp and make your next group expense the easiest one yet.
Tabify
Effortlessly split bills with friends by simply snapping a photo of your receipt. The AI automatically itemizes and divides costs, even handling tips, taxes, and foreign currencies. Seamlessly integrate with other payment apps for a hassle-free experience.
- AI receipt itemization
- Effortless bill sharing
- Customizable cost splitting
- Tip and tax calculation
- Foreign currency conversion
- Splitwise integration
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Tabify – The Easiest Way to Split the Bill Tired of complicated bill-splitting at dinner? Say goodbye to mental math and awkward Venmo requests! With Tabify, just snap a picture of your receipt, and our AI will instantly itemize it—splitting the total fairly among your friends. No more guessing who owes what! How Tabify Makes Your Life Easier • Snap & Split in Seconds Take a picture of your receipt, and let AI handle the rest—no manual entry needed! • Effortless Bill Sharing Assign items to friends, split costs evenly or by item, and even factor in tips and tax. • Celebrate Without Paying With Birthday Splitting, you can treat someone by covering their share—Tabify redistributes their portion across the rest of the group automatically. • Sync with Splitwise & Venmo Easily export your expenses to Splitwise, or directly request from Venmo making group payments a breeze. • Perfect for Travelers Automatically convert foreign receipts into your preferred currency with real-time exchange rates. • Fast, Simple, and Accurate Designed for speed and precision, Tabify takes the hassle out of splitting any bill. Ditch the Math – Start Splitting Smarter! Whether it’s brunch with friends, a group trip, or a big celebration, Tabify makes paying your share effortless. Download now and split bills the smart way!
Screenshots
Verdict
The clearest difference is rating: Tabify at 4.9 against Chipp's 4.1. Tabify also leads on review sentiment (90% vs 73%). Chipp's advantage is in-app purchases (none vs 1) and iOS requirement (14.0 vs 17.0). On price, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Tabify sells 1 one-off in-app purchase. Chipp asks for nothing beyond the download.
Tabify holds the better App Store score, 4.9 against 4.1. Both are backed by a comparable volume of ratings — 18 and 18 respectively. Written reviews point the same way: 73% of Chipp's written reviews are positive against 90% of Tabify's.
Chipp ships an update every 10 days, Tabify every 2 weeks. The most recent releases landed on October 19, 2026 and October 15, 2026 respectively.
| Parameter | Chipp | Tabify |
|---|---|---|
| Price | Free | Free |
| Rating | 4.1 (18 ratings) | 4.9 (18 ratings) — better |
| Positive reviews | 72.7% of reviews | 90.0% of reviews — better |
| Number of ratings | 18 | 18 |
| Update frequency | Every 10 days — better | Every 2 weeks |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 14.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 186 MB | 36 MB |
| Age rating | 4+ | 4+ |
| Developer | Chipp LLC | Joseph Torraca |
Customer experience
Chipp
Tabify
In-app purchases
Chipp
No in-app purchases
Tabify
- Tabify: AI Scans$0.99









