Chipp vs Spendulge

Chipp is the fastest way to split bills, scan receipts, and get paid back. Send an expense by chat, voice note, or photo and Chipp does the math, tracks who owes who, and settles everyone up with one swipe. SPLIT BILLS BY CHAT, VOICE OR PHOTO Type it, say it, or snap it. Dinner, rent, tickets, groceries: Chipp turns any message into a tracked expense and splits it fairly in seconds. Equal, unequal, by shares or by item. SCAN RECEIPTS, PAY ONLY FOR WHAT YOU HAD Scan the bill, then just say who had what. Chipp reads every line, splits tax and tip, and shares a link so friends can claim their items and pay you back, even without the app. GROUPS FOR TRIPS, ROOMMATES AND COUPLES Make a room for every crew: feed, chat, and balances in one place, with Chipp AI right in the thread. Add expenses as you go and Chipp keeps a running tally of who owes whom. GET PAID BACK WITHOUT ASKING TWICE Smart nudges remind friends for you. Settle several people at once and watch balances hit zero in a single swipe. PAY THE WAY YOUR CREW PAYS Settle over Venmo, Cash App, Zelle, PayPal, UPI, Pix, PayNow and more. Chipp opens the right app pre-filled and records the payment. Or pay in-app with your Chipp balance and let friends cash out to their bank. MONEY POOLS FOR ANYTHING Collect for a gift, a trip, or rent. Set a goal, share one link, and anyone can chip in. Watch the pool fill up in real time. ALL YOUR MONEY, IN ONE CHAT Securely link your banks and cards, then ask Chipp anything: this month's spending, rising subscriptions, upcoming bills, or where your money went. Clear answers with beautiful charts, instantly. TAP ANY TRANSACTION TO SPLIT See a card charge you shared? Tap it to split with friends or add it to a group. No retyping amounts, ever. PRIVATE AND SECURE Bank connections use trusted, read-only access. Lock the app with Face ID. Chipp never sells your data, and nothing moves without your approval. CHIPP+ AND CHIPP CIRCLE Chipp is free to use. Chipp+ unlocks unlimited receipt scans, unlimited Chipp AI, repeating expenses and linked accounts. Chipp Circle extends everything to every member of the groups you own. Monthly and yearly plans are available, with a free trial on the yearly Circle plan. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period and are managed in your App Store account settings. Terms: https://chipp.it/terms-and-conditions/ Privacy: https://chipp.it/privacy-policy.html Download Chipp and make your next group expense the easiest one yet.

Spendulge is the all-in-one group expense tracker built for real life. Whether you're on a trip, sharing bills with roommates, organizing a group dinner, or splitting rent and utilities, Spendulge makes it easy to manage and split shared expenses. Say goodbye to awkward spreadsheets, endless reminders, and confusing “Who owes who?” texts. Spendulge is your simple, clear, and powerful bill splitting app for any group situation. With Spendulge, you can log group expenses, split bills instantly, and settle up with ease using your favorite peer-to-peer payment platforms like PayPal, Venmo, Cash App, and Apple Pay. Simply save your payment usernames once, and friends can send or request money without ever needing to ask again. No more searching for handles or sending awkward messages—just tap to pay, and Spendulge launches the selected app with the amount and recipient pre-filled. It’s the fastest, cleanest way to pay people back. Designed for groups of all kinds, Spendulge works perfectly as a: Roommate expense tracker Travel expense splitter Friends bill splitter app Shared meal calculator Group gift expense organizer Event or party cost manager It’s ideal for housemates, couples, travel buddies, coworkers, classmates, and families. Whether you're splitting rent, groceries, rideshares, or fun nights out, Spendulge helps keep things transparent and fair. Just create a group, start logging shared expenses, and keep everyone on the same page. Every expense is tracked, and every person knows exactly what they owe. You can easily record who paid, split costs evenly or manually, and view detailed logs of all group transactions. No more confusion. No more forgetting. Just peace of mind. We built Spendulge because we believe managing group expenses shouldn’t be complicated or awkward. You deserve a group money app that’s smart, easy, and stress-free. Spendulge is the best expense tracker app for friends who want to stay organized—and stay friends. From casual coffee runs to once-in-a-lifetime getaways, Spendulge is the smarter way to split, track, and settle shared costs. Download the app today and experience how effortless group money can be.