Comparison

Chipp vs SelfHive

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Chipp

Effortlessly track, split, and settle group expenses with a lightning-fast interface. Manage shared living costs, travel bills, and dinner receipts with ease. Settle up instantly with friends, all within one convenient app.

Highlights
  • Tap-to-split interface
  • Find friends nearby
  • Create shared expense groups
  • Split rent and utilities
  • Manage travel expenses
  • Scan receipts for dinner bills
  • Handle partial splits
Features
Read full description

Chipp is a lightning-fast way to split and settle group expenses effortlessly. With its unique tap-to-split interface and the ability to find friends nearby, settling share expenses is effortless. Whether you're splitting rent, dining out, or managing small purchases with friends, track what’s owed, see who owes whom, and pay back instantly—all with just one swipe. GROUP EXPENSE APP MADE SIMPLE Create and manage shared expense groups for any situation—whether it's a weekend getaway, a shared apartment, or a birthday dinner. Easily track bills and expenses and settle up in real time, all in one place. SPLIT RENT WITH ROOMMATES Avoid awkward convos about utilities, Wi-Fi, or groceries. Chipp makes it easy to manage recurring rent splits and shared living costs with roommates, so everyone pays their fair share—no chasing needed. TRAVEL EXPENSE SHARING FOR FRIEND GROUPS Plan your next group trip without worrying about the money. Chipp lets you log expenses as you go and settle everything up with one swipe at the end of the vacation. No more spreadsheets or payment confusion. DINNER BILL SPLITTING WITHOUT THE MATH Out to eat with a group? Scan the receipt, split items or total evenly or unequally, and settle instantly. No more guesswork, mental math, or awkward waiting for your friends to pay you back. SHARED SUBSCRIPTION EXPENSE MANAGER Easily track and divide monthly charges for shared subscriptions like Netflix, Spotify, YouTube Premium, or HBO. Chipp helps keep shared entertainment budgets clean and clear. HANDLE PARTIAL SPLITS IN GROUP EXPENSES Custom-split every expense based on who paid and who participated. You can split by percentage, share, or amount—ideal for when one friend joins late or skips a round.

About

SelfHive

Features
Read full description

SelfHive is the iOS companion for your self-hosted BillHive server. It handles three kinds of splitting: household bills, restaurant checks, and group trips. All data syncs to your own server. Requires a running BillHive server (one Docker container). Deploy with: docker run -d -p 8080:8080 -v billhive-data:/data ghcr.io/martyportatoes/billflow:latest BILLS MODE Track recurring household bills month after month. Split by percentage or fixed dollar amounts, set "covered by" relationships, and auto-carry amounts that don't change. The monthly checklist syncs between web and iOS. CHECKS MODE Split a restaurant check in seconds. Scan the receipt with on-device OCR to auto-populate line items, tax, and tip. Generate a no-account share link hosted on your server. Friends open it in any browser and claim their items. TRIPS MODE Create a trip, add members, and log multi-payer expenses with receipt photos. When the trip ends, debt simplification minimizes transfers. Export PDF or CSV summaries. COLLECT WHAT YOU'RE OWED Zelle, Venmo, and Cash App deep-links with the exact amount pre-filled across all three modes. Send rich HTML emails via your server's mail relay (Mailgun, SendGrid, Resend, or SMTP). KEY FEATURES - Three modes: Bills, Checks, and Trips - Syncs with your BillHive web app in real time - On-device receipt OCR (nothing uploaded to the cloud) - No-account share links hosted on your server - Zelle, Venmo, and Cash App payment deep-links - Rich HTML email summaries via server relay - Debt simplification for trips - Multi-payer and multi-currency expense support - Month-over-month trend charts - Dark theme with amber accent Your data lives on your server. Nothing is sent to any third-party service. Open-source at github.com/MartyPortatoes/BillHive.

Screenshots

Chipp4 screens
SelfHive4 screens

Verdict

The call

The clearest difference is update cadence: SelfHive at every 3 days against Chipp's fortnightly. Chipp's advantage is iOS requirement (13.0 vs 16.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Chipp ships an update fortnightly, SelfHive every 3 days. The most recent releases landed on June 11, 2026 and September 21, 2026 respectively.

Scorecard2 real differences · 8 level
Chipp versus SelfHive: the parameters behind the verdict, then further details
ParameterChippSelfHive
PriceFreeFree
Rating4.4 (16 ratings) — better—
Positive reviews77.8% of reviews—
Number of ratings16 — better—
Update frequencyFortnightlyEvery 3 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS13.0 — better16.0
Further details — not scored
Size116 MB8 MB
Age rating4+4+
DeveloperChipp LLCMATTHEW ROBERT PORTELOS

In-app purchases

None

Chipp

No in-app purchases

None

SelfHive

No in-app purchases

Questions

Is Chipp free?
Chipp is free to download, with no in-app purchases.
Is SelfHive free?
SelfHive is free to download, with no in-app purchases.
Do Chipp or SelfHive have ads?
Neither Chipp nor SelfHive shows ads.
Which is updated more often, Chipp or SelfHive?
Chipp ships an update fortnightly, and SelfHive every 3 days. Most recently, Chipp was updated on June 11, 2026 and SelfHive on September 21, 2026.

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