Chipp vs SelfHive

Chipp is the fastest way to split bills, scan receipts, and get paid back. Send an expense by chat, voice note, or photo and Chipp does the math, tracks who owes who, and settles everyone up with one swipe. SPLIT BILLS BY CHAT, VOICE OR PHOTO Type it, say it, or snap it. Dinner, rent, tickets, groceries: Chipp turns any message into a tracked expense and splits it fairly in seconds. Equal, unequal, by shares or by item. SCAN RECEIPTS, PAY ONLY FOR WHAT YOU HAD Scan the bill, then just say who had what. Chipp reads every line, splits tax and tip, and shares a link so friends can claim their items and pay you back, even without the app. GROUPS FOR TRIPS, ROOMMATES AND COUPLES Make a room for every crew: feed, chat, and balances in one place, with Chipp AI right in the thread. Add expenses as you go and Chipp keeps a running tally of who owes whom. GET PAID BACK WITHOUT ASKING TWICE Smart nudges remind friends for you. Settle several people at once and watch balances hit zero in a single swipe. PAY THE WAY YOUR CREW PAYS Settle over Venmo, Cash App, Zelle, PayPal, UPI, Pix, PayNow and more. Chipp opens the right app pre-filled and records the payment. Or pay in-app with your Chipp balance and let friends cash out to their bank. MONEY POOLS FOR ANYTHING Collect for a gift, a trip, or rent. Set a goal, share one link, and anyone can chip in. Watch the pool fill up in real time. ALL YOUR MONEY, IN ONE CHAT Securely link your banks and cards, then ask Chipp anything: this month's spending, rising subscriptions, upcoming bills, or where your money went. Clear answers with beautiful charts, instantly. TAP ANY TRANSACTION TO SPLIT See a card charge you shared? Tap it to split with friends or add it to a group. No retyping amounts, ever. PRIVATE AND SECURE Bank connections use trusted, read-only access. Lock the app with Face ID. Chipp never sells your data, and nothing moves without your approval. CHIPP+ AND CHIPP CIRCLE Chipp is free to use. Chipp+ unlocks unlimited receipt scans, unlimited Chipp AI, repeating expenses and linked accounts. Chipp Circle extends everything to every member of the groups you own. Monthly and yearly plans are available, with a free trial on the yearly Circle plan. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period and are managed in your App Store account settings. Terms: https://chipp.it/terms-and-conditions/ Privacy: https://chipp.it/privacy-policy.html Download Chipp and make your next group expense the easiest one yet.

SelfHive is the iOS companion for your self-hosted BillHive server. It handles three kinds of splitting: household bills, restaurant checks, and group trips. All data syncs to your own server. Requires a running BillHive server (one Docker container). Deploy with: docker run -d -p 8080:8080 -v billhive-data:/data ghcr.io/martyportatoes/billflow:latest BILLS MODE Track recurring household bills month after month. Split by percentage or fixed dollar amounts, set "covered by" relationships, and auto-carry amounts that don't change. The monthly checklist syncs between web and iOS. CHECKS MODE Split a restaurant check in seconds. Scan the receipt with on-device OCR to auto-populate line items, tax, and tip. Generate a no-account share link hosted on your server. Friends open it in any browser and claim their items. TRIPS MODE Create a trip, add members, and log multi-payer expenses with receipt photos. When the trip ends, debt simplification minimizes transfers. Export PDF or CSV summaries. COLLECT WHAT YOU'RE OWED Zelle, Venmo, and Cash App deep-links with the exact amount pre-filled across all three modes. Send rich HTML emails via your server's mail relay (Mailgun, SendGrid, Resend, or SMTP). KEY FEATURES - Three modes: Bills, Checks, and Trips - Syncs with your BillHive web app in real time - On-device receipt OCR (nothing uploaded to the cloud) - No-account share links hosted on your server - Zelle, Venmo, and Cash App payment deep-links - Rich HTML email summaries via server relay - Debt simplification for trips - Multi-payer and multi-currency expense support - Month-over-month trend charts - Dark theme with amber accent Your data lives on your server. Nothing is sent to any third-party service. Open-source at github.com/MartyPortatoes/BillHive.