# Spenzy vs Vaultam

The clearest difference is in-app purchases: Spenzy at none against Vaultam's 2. Spenzy also leads on ratings volume (4 vs 1). Vaultam's advantage is rating (5.0 vs 4.8) and device support (3 vs 1). On price, update cadence and ads there is nothing between them.

Both are free to download. Vaultam sells 2 in-app purchases, starting at $3.99 per month. Spenzy asks for nothing beyond the download.

Vaultam holds the better App Store score, 5.0 against 4.8. Both are backed by a comparable volume of ratings — 4 and 1 respectively.

Spenzy ships an update every 2 weeks, Vaultam every 11 days. Both last shipped on October 30, 2026.

## The numbers

| Metric | Spenzy | Vaultam |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (4 ratings)](https://appshunter.io/ios/app/spenzy-expense-budget-split/id6636539437/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/vaultam/id6752839598/reviews)** |
| Number of ratings | **4** | 1 |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 2 weeks | **Every 11 days** |
| Monetization | **Free** | Freemium |
| Size | 88 MB | 30 MB |
| Requires iOS | 17.6 | **15.1** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Setyono Dwi Utomo](https://appshunter.io/developer/1736538436) | [MAYDAY APP](https://appshunter.io/developer/1417469891) |

## What reviewers say

### Spenzy

[App page](https://appshunter.io/ios/app/spenzy-expense-budget-split/id6636539437)

Effortlessly manage your money by tracking expenses, setting budgets, and splitting bills. Utilize AI-powered receipt scanning to simplify expense management and achieve your financial goals.

**Highlights:** Expense tracking, Budget setting, Bill splitting, AI receipt scanning, Financial goal achievement

**Features:** Vision Pro support

**In-app purchases:** none


### Vaultam

[App page](https://appshunter.io/ios/app/vaultam/id6752839598)

Manage your personal finances with a powerful, offline ledger. Create smart budgets, track savings goals, and gain insights into spending patterns with AI. Log receipts, manage loans, and never miss a payment with automated reminders.

**Highlights:** Offline storage and local backups, AI-powered spending insights, Smart budgeting based on income, Progress tracking for savings goals, Automated bill and subscription reminders, Receipt scanning, Lending and borrowing tracking

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 1-Month Pro | $3.99 | per month |
| 1-year | $39.99 | per year |


## Frequently asked questions

### Is Spenzy free?

Spenzy is free to download, with no in-app purchases.

### Is Vaultam free?

Vaultam is free to download, with in-app purchases available.

### Which has better reviews, Spenzy or Vaultam?

Vaultam is rated higher. Spenzy averages 4.8 out of 5 from 4 ratings, while Vaultam averages 5.0 from 1 ratings.

### Do Spenzy or Vaultam have ads?

Neither Spenzy nor Vaultam shows ads.

### Which is updated more often, Spenzy or Vaultam?

Spenzy ships an update every 2 weeks, and Vaultam every 11 days. Most recently, Spenzy was updated on October 30, 2026 and Vaultam on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*