# Spenzy vs PayUp Splits

The clearest difference is update cadence: Spenzy at every 2 weeks against PayUp Splits's every 6 weeks. Spenzy also leads on iOS requirement (17.6 vs 26.2). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Spenzy ships an update every 2 weeks, PayUp Splits every 6 weeks. The most recent releases landed on October 24, 2026 and October 10, 2026 respectively.

## The numbers

| Metric | Spenzy | PayUp Splits |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (3 ratings)](https://appshunter.io/ios/app/spenzy-expense-budget-split/id6636539437/reviews)** | — |
| Number of ratings | **3** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Every 6 weeks |
| Monetization | Free | — |
| Size | 88 MB | 35 MB |
| Requires iOS | **17.6** | 26.2 |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Setyono Dwi Utomo](https://appshunter.io/developer/1736538436) | [Rudra Das](https://appshunter.io/developer/1870087086) |

## What reviewers say

### Spenzy

[App page](https://appshunter.io/ios/app/spenzy-expense-budget-split/id6636539437)

Effortlessly manage your money by tracking expenses, setting budgets, and splitting bills. Utilize AI-powered receipt scanning to simplify expense management and achieve your financial goals.

**Highlights:** Expense tracking, Budget setting, Bill splitting, AI receipt scanning, Financial goal achievement

**Features:** Vision Pro support

**In-app purchases:** none


### PayUp Splits

[App page](https://appshunter.io/ios/app/payup-splits-split-bills/id6773180437)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Spenzy free?

Spenzy is free to download, with no in-app purchases.

### Is PayUp Splits free?

PayUp Splits is free to download, with no in-app purchases.

### Do Spenzy or PayUp Splits have ads?

Neither Spenzy nor PayUp Splits shows ads.

### Which is updated more often, Spenzy or PayUp Splits?

Spenzy ships an update every 2 weeks, and PayUp Splits every 6 weeks. Most recently, Spenzy was updated on October 24, 2026 and PayUp Splits on October 10, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*