# Tréo vs XAFPAY

The clearest difference is ads: Tréo at none against XAFPAY's shown. Tréo also leads on update cadence (every 2 days vs monthly) and iOS requirement (14 vs 16.0). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Tréo ships an update every 2 days, XAFPAY monthly. The most recent releases landed on November 4, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | Tréo | XAFPAY |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (16 ratings)](https://appshunter.io/ios/app/treo/id6654888928/reviews)** | — |
| Number of ratings | **16** | — |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | **Every 2 days** | Monthly |
| Monetization | Free | — |
| Size | 70 MB | 11 MB |
| Requires iOS | **14** | 16.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 17+ |
| Developer | [Treo Financial Inc.](https://appshunter.io/developer/1561565207) | [XAFPAY LLC](https://appshunter.io/developer/1862105945) |

## What reviewers say

### Tréo

[App page](https://appshunter.io/ios/app/treo/id6654888928)

Easily send and receive money globally, especially for supporting loved ones or collecting payments. Offers secure, fast transfers to mobile money wallets with transparent pricing and real-time notifications. Provides exchange rate alerts and analytics for better financial control.

**Highlights:** Fast, secure transfers to mobile money wallets, Receive payments directly like a local, Transparent pricing with no hidden fees, Real-time notifications, Exchange rate alerts, Analytics & insights, Bank-grade security

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### XAFPAY

[App page](https://appshunter.io/ios/app/xafpay/id6756652853)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Tréo free?

Tréo is free to download, with no in-app purchases.

### Is XAFPAY free?

XAFPAY is free to download, with no in-app purchases.

### Do Tréo or XAFPAY have ads?

XAFPAY shows ads; Tréo does not.

### Which is updated more often, Tréo or XAFPAY?

Tréo ships an update every 2 days, and XAFPAY monthly. Most recently, Tréo was updated on November 4, 2026 and XAFPAY on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*