# SSGPAY vs 하나머니(트래블로그)

The clearest difference is rating: 하나머니(트래블로그) at 4.6 against SSGPAY's 1.7. 하나머니(트래블로그) also leads on ratings volume (753 vs 25). On price, review sentiment, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

하나머니(트래블로그) holds the better App Store score, 4.6 against 1.7. That said, the two scores are not equally well evidenced: 하나머니(트래블로그) has 753 ratings behind it against 25, so its average is the more settled of the two. Written reviews complicate that: 20% of SSGPAY's written reviews are positive against 18% of 하나머니(트래블로그)'s, so the app with the better star average is not the one people write more warmly about.

SSGPAY ships an update every 5 weeks, 하나머니(트래블로그) monthly. Both last shipped on November 6, 2026.

## The numbers

| Metric | SSGPAY | 하나머니(트래블로그) |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.7 (25 ratings)](https://appshunter.io/ios/app/ssgpay/id666237916/reviews) | **[4.6 (753 ratings)](https://appshunter.io/ios/app/id1038288833/reviews)** |
| Number of ratings | 25 | **753** |
| Positive reviews | **20.5% of reviews** | 17.8% of reviews |
| In-app purchases | No | No |
| Ads | Yes | Yes |
| Update frequency | Every 5 weeks | **Monthly** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 138 MB | 156 MB |
| Requires iOS | **15.0** | 15.6 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [SSG Payments Corp.](https://appshunter.io/developer/1831431206) | [Hana Card Co., Ltd.](https://appshunter.io/developer/940292922) |

## What reviewers say

### SSGPAY

[App page](https://appshunter.io/ios/app/ssgpay/id666237916)

This app allows users to make payments using various methods and earn Shinsegae Points simultaneously. It also facilitates the convenient use and gifting of mobile gift certificates, manages a digital wallet, and offers financial services like international remittances and credit card recommendations.

**Highlights:** Integrated payment and Shinsegae Point earning, Mobile gift certificate management and gifting, SSG MONEY digital wallet services, International remittances, Credit card recommendations with cashback, Change accumulation and group payment features, Event participation for free money accumulation

**In-app purchases:** none


### 하나머니(트래블로그)

[App page](https://appshunter.io/ios/app/id1038288833)

This app is a mobile lifestyle money platform that rewards users for everyday activities and financial services. It offers features for earning, spending, and managing money, including travel-specific benefits like free currency exchange and ATM withdrawals abroad. Users can also track expenses and settle bills with friends.

**Highlights:** Earn money through daily activities and card usage, Free currency exchange and overseas transaction fee waivers, Free international ATM withdrawals, Split expenses with friends, Automatic travel expense logging, Access to Hana Financial Group benefits and events

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and efficient app
- 👍 Useful features for travelers
- 💡 Innovative travel-related services

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- ⏱️ Extremely slow performance
- 🔌 Drains battery quickly
- 🤖 Poor user experience and UI

**Reported bugs**

- App freezes and crashes frequently
- Currency exchange and balance display issues
- Inconsistent behavior across devices and OS versions
- Unreliable push notifications and in-app alerts

**Requested features**

- Improve app stability and speed
- Enhance user interface and navigation
- Add more currency exchange and travel-related features
- Provide better customer support


## Frequently asked questions

### Is SSGPAY free?

SSGPAY is free to download, with no in-app purchases.

### Is 하나머니(트래블로그) free?

하나머니(트래블로그) is free to download, with no in-app purchases.

### Which has better reviews, SSGPAY or 하나머니(트래블로그)?

하나머니(트래블로그) is rated higher. SSGPAY averages 1.7 out of 5 from 25 ratings, while 하나머니(트래블로그) averages 4.6 from 753 ratings.

### Do SSGPAY or 하나머니(트래블로그) have ads?

Both SSGPAY and 하나머니(트래블로그) show ads.

### Which is updated more often, SSGPAY or 하나머니(트래블로그)?

SSGPAY ships an update every 5 weeks, and 하나머니(트래블로그) monthly. Most recently, SSGPAY was updated on November 6, 2026 and 하나머니(트래블로그) on November 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*