# SSGPAY vs 그리고(지역화폐)

The clearest difference is rating: SSGPAY at 1.7 against 그리고(지역화폐)'s 1.0. SSGPAY also leads on ratings volume (25 vs 1). 그리고(지역화폐)'s advantage is review sentiment (48% vs 20%) and monetization model (ad-supported vs free with in-app purchases). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SSGPAY holds the better App Store score, 1.7 against 1.0. That said, the two scores are not equally well evidenced: SSGPAY has 25 ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 20% of SSGPAY's written reviews are positive against 48% of 그리고(지역화폐)'s, so the app with the better star average is not the one people write more warmly about.

SSGPAY ships an update every 5 weeks, 그리고(지역화폐) monthly. The most recent releases landed on November 1, 2026 and October 29, 2026 respectively.

## The numbers

| Metric | SSGPAY | 그리고(지역화폐) |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[1.7 (25 ratings)](https://appshunter.io/ios/app/ssgpay/id666237916/reviews)** | [1.0 (1 ratings)](https://appshunter.io/ios/app/id1478706620/reviews) |
| Number of ratings | **25** | 1 |
| Positive reviews | 20.5% of reviews | **47.6% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | Yes |
| Update frequency | Every 5 weeks | **Monthly** |
| Monetization | Free with in-app purchases | **Ad-supported** |
| Size | 138 MB | 239 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [SSG Payments Corp.](https://appshunter.io/developer/1831431206) | [KONA I CO., LTD](https://appshunter.io/developer/1161985923) |

## What reviewers say

### SSGPAY

[App page](https://appshunter.io/ios/app/ssgpay/id666237916)

This app allows users to make payments using various methods and earn Shinsegae Points simultaneously. It also facilitates the convenient use and gifting of mobile gift certificates, manages a digital wallet, and offers financial services like international remittances and credit card recommendations.

**Highlights:** Integrated payment and Shinsegae Point earning, Mobile gift certificate management and gifting, SSG MONEY digital wallet services, International remittances, Credit card recommendations with cashback, Change accumulation and group payment features, Event participation for free money accumulation

**In-app purchases:** none


### 그리고(지역화폐)

[App page](https://appshunter.io/ios/app/id1478706620)

This app consolidates local currency gift certificates issued by local governments into a single platform. It allows users to apply for and manage prepaid cards, recharge them, and make payments at local merchants. Users can also receive incentives and enjoy tax benefits.

**Highlights:** Apply for and manage local currency cards, Recharge prepaid cards via mobile, Convenient payments at local merchants, View transaction history, Receive incentives on top-ups and payments, Benefit from 30% income tax deduction

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is SSGPAY free?

SSGPAY is free to download, with no in-app purchases.

### Is 그리고(지역화폐) free?

그리고(지역화폐) is free to download, with no in-app purchases.

### Which has better reviews, SSGPAY or 그리고(지역화폐)?

SSGPAY is rated higher. SSGPAY averages 1.7 out of 5 from 25 ratings, while 그리고(지역화폐) averages 1.0 from 1 ratings.

### Do SSGPAY or 그리고(지역화폐) have ads?

Both SSGPAY and 그리고(지역화폐) show ads.

### Which is updated more often, SSGPAY or 그리고(지역화폐)?

SSGPAY ships an update every 5 weeks, and 그리고(지역화폐) monthly. Most recently, SSGPAY was updated on November 1, 2026 and 그리고(지역화폐) on October 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*