# SSGPAY vs 청약홈

The clearest difference is ads: 청약홈 at none against SSGPAY's shown. 청약홈 also leads on iOS requirement (12.0 vs 15.0). SSGPAY's advantage is review sentiment (20% vs 9%) and ratings volume (25 vs 6). On price, rating, update cadence and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 1.7 for SSGPAY against 1.7 for 청약홈. Both are backed by a comparable volume of ratings — 25 and 6 respectively. Written reviews are what separate them: 20% of SSGPAY's written reviews are positive against 9% of 청약홈's.

SSGPAY ships an update every 5 weeks, 청약홈 every 2 months. The most recent releases landed on November 1, 2026 and October 29, 2026 respectively.

## The numbers

| Metric | SSGPAY | 청약홈 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[1.7 (25 ratings)](https://appshunter.io/ios/app/ssgpay/id666237916/reviews)** | [1.7 (6 ratings)](https://appshunter.io/ios/app/id1492025423/reviews) |
| Number of ratings | **25** | 6 |
| Positive reviews | **20.5% of reviews** | 8.7% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Every 5 weeks** | Every 2 months |
| Monetization | Free with in-app purchases | — |
| Size | 138 MB | 17 MB |
| Requires iOS | 15.0 | **12.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [SSG Payments Corp.](https://appshunter.io/developer/1831431206) | [한국부동산원](https://appshunter.io/developer/590213929) |

## What reviewers say

### SSGPAY

[App page](https://appshunter.io/ios/app/ssgpay/id666237916)

This app allows users to make payments using various methods and earn Shinsegae Points simultaneously. It also facilitates the convenient use and gifting of mobile gift certificates, manages a digital wallet, and offers financial services like international remittances and credit card recommendations.

**Highlights:** Integrated payment and Shinsegae Point earning, Mobile gift certificate management and gifting, SSG MONEY digital wallet services, International remittances, Credit card recommendations with cashback, Change accumulation and group payment features, Event participation for free money accumulation

**In-app purchases:** none


### 청약홈

[App page](https://appshunter.io/ios/app/id1492025423)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is SSGPAY free?

SSGPAY is free to download, with no in-app purchases.

### Is 청약홈 free?

청약홈 is free to download, with no in-app purchases.

### Which has better reviews, SSGPAY or 청약홈?

SSGPAY is rated higher. SSGPAY averages 1.7 out of 5 from 25 ratings, while 청약홈 averages 1.7 from 6 ratings.

### Do SSGPAY or 청약홈 have ads?

SSGPAY shows ads; 청약홈 does not.

### Which is updated more often, SSGPAY or 청약홈?

SSGPAY ships an update every 5 weeks, and 청약홈 every 2 months. Most recently, SSGPAY was updated on November 1, 2026 and 청약홈 on October 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*