# SSGPAY vs 천안사랑카드

The clearest difference is rating: 천안사랑카드 at 5.0 against SSGPAY's 1.7. 천안사랑카드 also leads on update cadence (fortnightly vs every 5 weeks) and iOS requirement (13.0 vs 15.0). SSGPAY's advantage is ratings volume (25 vs 2). On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

천안사랑카드 holds the better App Store score, 5.0 against 1.7. That said, the two scores are not equally well evidenced: SSGPAY has 25 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 20% of SSGPAY's written reviews are positive against 28% of 천안사랑카드's.

SSGPAY ships an update every 5 weeks, 천안사랑카드 fortnightly. The most recent releases landed on October 22, 2026 and October 15, 2026 respectively.

## The numbers

| Metric | SSGPAY | 천안사랑카드 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.7 (25 ratings)](https://appshunter.io/ios/app/ssgpay/id666237916/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/id1499441122/reviews)** |
| Number of ratings | **25** | 2 |
| Positive reviews | 20.5% of reviews | **28.3% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | Yes |
| Update frequency | Every 5 weeks | **Fortnightly** |
| Monetization | Free with in-app purchases | — |
| Size | 138 MB | 241 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [SSG Payments Corp.](https://appshunter.io/developer/1831431206) | [KONA I CO., LTD](https://appshunter.io/developer/1161985923) |

## What reviewers say

### SSGPAY

[App page](https://appshunter.io/ios/app/ssgpay/id666237916)

This app allows users to make payments using various methods and earn Shinsegae Points simultaneously. It also facilitates the convenient use and gifting of mobile gift certificates, manages a digital wallet, and offers financial services like international remittances and credit card recommendations.

**Highlights:** Integrated payment and Shinsegae Point earning, Mobile gift certificate management and gifting, SSG MONEY digital wallet services, International remittances, Credit card recommendations with cashback, Change accumulation and group payment features, Event participation for free money accumulation

**In-app purchases:** none


### 천안사랑카드

[App page](https://appshunter.io/ios/app/id1499441122)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is SSGPAY free?

SSGPAY is free to download, with no in-app purchases.

### Is 천안사랑카드 free?

천안사랑카드 is free to download, with no in-app purchases.

### Which has better reviews, SSGPAY or 천안사랑카드?

천안사랑카드 is rated higher. SSGPAY averages 1.7 out of 5 from 25 ratings, while 천안사랑카드 averages 5.0 from 2 ratings.

### Do SSGPAY or 천안사랑카드 have ads?

Both SSGPAY and 천안사랑카드 show ads.

### Which is updated more often, SSGPAY or 천안사랑카드?

SSGPAY ships an update every 5 weeks, and 천안사랑카드 fortnightly. Most recently, SSGPAY was updated on October 22, 2026 and 천안사랑카드 on October 15, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*