# SSGPAY vs BUSAN Pay

The clearest difference is ads: BUSAN Pay at none against SSGPAY's shown. BUSAN Pay also leads on monetization model (free vs free with in-app purchases) and rating (2.0 vs 1.7). On price, review sentiment, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BUSAN Pay holds the better App Store score, 2.0 against 1.7. Both are backed by a comparable volume of ratings — 25 and 12 respectively. Written reviews complicate that: 20% of SSGPAY's written reviews are positive against 16% of BUSAN Pay's, so the app with the better star average is not the one people write more warmly about.

SSGPAY ships an update every 5 weeks, BUSAN Pay every 3 weeks. The most recent releases landed on October 29, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | SSGPAY | BUSAN Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.7 (25 ratings)](https://appshunter.io/ios/app/ssgpay/id666237916/reviews) | **[2.0 (12 ratings)](https://appshunter.io/ios/app/busan-pay/id1611664001/reviews)** |
| Number of ratings | **25** | 12 |
| Positive reviews | **20.5% of reviews** | 15.6% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 5 weeks | **Every 3 weeks** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 138 MB | 165 MB |
| Requires iOS | 15.0 | **13** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [SSG Payments Corp.](https://appshunter.io/developer/1831431206) | [Busan Bank](https://appshunter.io/developer/585214029) |

## What reviewers say

### SSGPAY

[App page](https://appshunter.io/ios/app/ssgpay/id666237916)

This app allows users to make payments using various methods and earn Shinsegae Points simultaneously. It also facilitates the convenient use and gifting of mobile gift certificates, manages a digital wallet, and offers financial services like international remittances and credit card recommendations.

**Highlights:** Integrated payment and Shinsegae Point earning, Mobile gift certificate management and gifting, SSG MONEY digital wallet services, International remittances, Credit card recommendations with cashback, Change accumulation and group payment features, Event participation for free money accumulation

**In-app purchases:** none


### BUSAN Pay

[App page](https://appshunter.io/ios/app/busan-pay/id1611664001)

This app provides foreign tourists with a comprehensive travel solution for Busan, offering integrated shopping, payment, transportation, and tourist pass access. Enjoy exclusive discounts and reward points while exploring the city's attractions and culinary scene.

**Highlights:** Integrated shopping and payments, Tourist pass access, Mobile subway tickets, Upfront discounts and reward points, Travel information

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is SSGPAY free?

SSGPAY is free to download, with no in-app purchases.

### Is BUSAN Pay free?

BUSAN Pay is free to download, with no in-app purchases.

### Which has better reviews, SSGPAY or BUSAN Pay?

BUSAN Pay is rated higher. SSGPAY averages 1.7 out of 5 from 25 ratings, while BUSAN Pay averages 2.0 from 12 ratings.

### Do SSGPAY or BUSAN Pay have ads?

SSGPAY shows ads; BUSAN Pay does not.

### Which is updated more often, SSGPAY or BUSAN Pay?

SSGPAY ships an update every 5 weeks, and BUSAN Pay every 3 weeks. Most recently, SSGPAY was updated on October 29, 2026 and BUSAN Pay on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*