# SSGPAY vs 지역상품권_chak

The clearest difference is review sentiment: 지역상품권_chak at 88% against SSGPAY's 20%. 지역상품권_chak also leads on rating (4.2 vs 1.7) and ads (none vs shown). On price, ratings volume, update cadence and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

지역상품권_chak holds the better App Store score, 4.2 against 1.7. Both are backed by a comparable volume of ratings — 25 and 31 respectively. Written reviews point the same way: 20% of SSGPAY's written reviews are positive against 88% of 지역상품권_chak's.

SSGPAY ships an update every 5 weeks, 지역상품권_chak every 2 months. The most recent releases landed on September 25, 2026 and September 27, 2026 respectively.

## The numbers

| Metric | SSGPAY | 지역상품권_chak |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.7 (25 ratings)](https://appshunter.io/ios/app/ssgpay/id666237916/reviews) | **[4.2 (31 ratings)](https://appshunter.io/ios/app/chak/id6449449658/reviews)** |
| Number of ratings | 25 | **31** |
| Positive reviews | 20.5% of reviews | **87.8% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Every 5 weeks** | Every 2 months |
| Monetization | Free with in-app purchases | **Free** |
| Size | 138 MB | 46 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [SSG Payments Corp.](https://appshunter.io/developer/1831431206) | [한국조폐공사](https://appshunter.io/developer/938560543) |

## What reviewers say

### SSGPAY

[App page](https://appshunter.io/ios/app/ssgpay/id666237916)

This app allows users to make payments using various methods and earn Shinsegae Points simultaneously. It also facilitates the convenient use and gifting of mobile gift certificates, manages a digital wallet, and offers financial services like international remittances and credit card recommendations.

**Highlights:** Integrated payment and Shinsegae Point earning, Mobile gift certificate management and gifting, SSG MONEY digital wallet services, International remittances, Credit card recommendations with cashback, Change accumulation and group payment features, Event participation for free money accumulation

**In-app purchases:** none


### 지역상품권_chak

[App page](https://appshunter.io/ios/app/chak/id6449449658)

This app allows users to easily purchase, gift, and use local gift certificates through their mobile device. It supports various payment methods and offers discounts for travelers. The platform ensures secure transactions and provides a unified experience for both users and merchants.

**Highlights:** Mobile gift certificate charging, Card and QR code payments, Gift certificate gifting, Discount information for travelers, Transaction history and usage details, Merchant and user app switching

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is SSGPAY free?

SSGPAY is free to download, with no in-app purchases.

### Is 지역상품권_chak free?

지역상품권_chak is free to download, with no in-app purchases.

### Which has better reviews, SSGPAY or 지역상품권_chak?

지역상품권_chak is rated higher. SSGPAY averages 1.7 out of 5 from 25 ratings, while 지역상품권_chak averages 4.2 from 31 ratings.

### Do SSGPAY or 지역상품권_chak have ads?

SSGPAY shows ads; 지역상품권_chak does not.

### Which is updated more often, SSGPAY or 지역상품권_chak?

SSGPAY ships an update every 5 weeks, and 지역상품권_chak every 2 months. Most recently, SSGPAY was updated on September 25, 2026 and 지역상품권_chak on September 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*