# SSGPAY vs 서울Pay+ (서울페이,서울페이플러스,서울사랑상품권)

The clearest difference is review sentiment: 서울Pay+ (서울페이,서울페이플러스,서울사랑상품권) at 76% against SSGPAY's 20%. 서울Pay+ (서울페이,서울페이플러스,서울사랑상품권) also leads on rating (2.5 vs 1.7) and ads (none vs shown). SSGPAY's advantage is ratings volume (25 vs 2) and update cadence (every 5 weeks vs every 3 months). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

서울Pay+ (서울페이,서울페이플러스,서울사랑상품권) holds the better App Store score, 2.5 against 1.7. That said, the two scores are not equally well evidenced: SSGPAY has 25 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 20% of SSGPAY's written reviews are positive against 76% of 서울Pay+ (서울페이,서울페이플러스,서울사랑상품권)'s.

SSGPAY ships an update every 5 weeks, 서울Pay+ (서울페이,서울페이플러스,서울사랑상품권) every 3 months. The most recent releases landed on September 21, 2026 and September 22, 2026 respectively.

## The numbers

| Metric | SSGPAY | 서울Pay+ (서울페이,서울페이플러스,서울사랑상품권) |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.7 (25 ratings)](https://appshunter.io/ios/app/ssgpay/id666237916/reviews) | **[2.5 (2 ratings)](https://appshunter.io/ios/app/pay-plus/id6479675842/reviews)** |
| Number of ratings | **25** | 2 |
| Positive reviews | 20.5% of reviews | **76.5% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Every 5 weeks** | Every 3 months |
| Monetization | Free with in-app purchases | **Free** |
| Size | 138 MB | 88 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [SSG Payments Corp.](https://appshunter.io/developer/1831431206) | [비즈플레이(주)](https://appshunter.io/developer/1056025365) |

## What reviewers say

### SSGPAY

[App page](https://appshunter.io/ios/app/ssgpay/id666237916)

This app allows users to make payments using various methods and earn Shinsegae Points simultaneously. It also facilitates the convenient use and gifting of mobile gift certificates, manages a digital wallet, and offers financial services like international remittances and credit card recommendations.

**Highlights:** Integrated payment and Shinsegae Point earning, Mobile gift certificate management and gifting, SSG MONEY digital wallet services, International remittances, Credit card recommendations with cashback, Change accumulation and group payment features, Event participation for free money accumulation

**In-app purchases:** none


### 서울Pay+ (서울페이,서울페이플러스,서울사랑상품권)

[App page](https://appshunter.io/ios/app/pay-plus/id6479675842)

This platform allows users to purchase and use local gift certificates, apply for merchant status, and receive/use policy subsidies from Seoul city and its districts. It offers features for both citizens and small business owners, simplifying transactions and management.

**Highlights:** Purchase and use local gift certificates, Apply for merchant status, Receive and use policy subsidies, QR code payments and non-contact payments, Gift certificate gifting, Find affiliated merchants, Merchant management tools

**In-app purchases:** none


## Frequently asked questions

### Is SSGPAY free?

SSGPAY is free to download, with no in-app purchases.

### Is 서울Pay+ (서울페이,서울페이플러스,서울사랑상품권) free?

서울Pay+ (서울페이,서울페이플러스,서울사랑상품권) is free to download, with no in-app purchases.

### Which has better reviews, SSGPAY or 서울Pay+ (서울페이,서울페이플러스,서울사랑상품권)?

서울Pay+ (서울페이,서울페이플러스,서울사랑상품권) is rated higher. SSGPAY averages 1.7 out of 5 from 25 ratings, while 서울Pay+ (서울페이,서울페이플러스,서울사랑상품권) averages 2.5 from 2 ratings.

### Do SSGPAY or 서울Pay+ (서울페이,서울페이플러스,서울사랑상품권) have ads?

SSGPAY shows ads; 서울Pay+ (서울페이,서울페이플러스,서울사랑상품권) does not.

### Which is updated more often, SSGPAY or 서울Pay+ (서울페이,서울페이플러스,서울사랑상품권)?

SSGPAY ships an update every 5 weeks, and 서울Pay+ (서울페이,서울페이플러스,서울사랑상품권) every 3 months. Most recently, SSGPAY was updated on September 21, 2026 and 서울Pay+ (서울페이,서울페이플러스,서울사랑상품권) on September 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*