# Derayah Smart vs Kafaa | كفاءة

The clearest difference is rating: Kafaa | كفاءة at 5.0 against Derayah Smart's 2.9. Kafaa | كفاءة also leads on update cadence (every 9 days vs every 3 weeks) and device support (3 vs 1). Derayah Smart's advantage is monetization model (free vs ad-supported) and ratings volume (9 vs 1). On price, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Kafaa | كفاءة holds the better App Store score, 5.0 against 2.9. That said, the two scores are not equally well evidenced: Derayah Smart has 9 ratings behind it against 1, so its average is the more settled of the two.

Derayah Smart ships an update every 3 weeks, Kafaa | كفاءة every 9 days. The most recent releases landed on June 7, 2026 and September 22, 2026 respectively.

## The numbers

| Metric | Derayah Smart | Kafaa | كفاءة |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.9 (9 ratings)](https://appshunter.io/ios/app/derayah-smart/id6664067348/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/kafaa/id6740637017/reviews)** |
| Number of ratings | **9** | 1 |
| Positive reviews | 16.7% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 9 days** |
| Monetization | **Free** | Ad-supported |
| Size | 70 MB | 147 MB |
| Requires iOS | 17.0 | **15.6** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [DERAYAH FINANCIAL](https://appshunter.io/developer/1186890576) | [Kafaa Capital](https://appshunter.io/developer/1790912822) |

## What reviewers say

### Derayah Smart

[App page](https://appshunter.io/ios/app/derayah-smart/id6664067348)

This platform automates investment and financial goal planning. It manages personalized portfolios based on your objectives and risk tolerance, offering real-time performance tracking. Start investing simply, smartly, and securely.

**Highlights:** Goal-based investment planning, Automated portfolio management, Smart rebalancing, Easy account opening, Real-time performance visibility

**Features:** macOS Compatibility

**In-app purchases:** none


### Kafaa | كفاءة

[App page](https://appshunter.io/ios/app/kafaa/id6740637017)

Invest in Sharia-compliant Sukuk and exclusive opportunities through a secure, digital platform. Manage your portfolio and track returns easily, whether you're a beginner or experienced investor.

**Highlights:** Invest in Sukuk, Exclusive investment opportunities, Fully digital and secure, Sharia-compliant, Portfolio management, Track returns instantly, Dedicated support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Derayah Smart free?

Derayah Smart is free to download, with no in-app purchases.

### Is Kafaa | كفاءة free?

Kafaa | كفاءة is free to download, with no in-app purchases.

### Which has better reviews, Derayah Smart or Kafaa | كفاءة?

Kafaa | كفاءة is rated higher. Derayah Smart averages 2.9 out of 5 from 9 ratings, while Kafaa | كفاءة averages 5.0 from 1 ratings.

### Do Derayah Smart or Kafaa | كفاءة have ads?

Neither Derayah Smart nor Kafaa | كفاءة shows ads.

### Which is updated more often, Derayah Smart or Kafaa | كفاءة?

Derayah Smart ships an update every 3 weeks, and Kafaa | كفاءة every 9 days. Most recently, Derayah Smart was updated on June 7, 2026 and Kafaa | كفاءة on September 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*