# PhosPay Business vs DillonPay

The clearest difference is update cadence: PhosPay Business at every 9 days against DillonPay's every 5 weeks. DillonPay's advantage is monetization model (free vs ad-supported) and iOS requirement (12.4 vs 15.0). On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 5.0 for PhosPay Business against 5.0 for DillonPay. Both are backed by a comparable volume of ratings — 1 and 1 respectively.

PhosPay Business ships an update every 9 days, DillonPay every 5 weeks. The most recent releases landed on October 30, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | PhosPay Business | DillonPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (1 ratings)](https://appshunter.io/ios/app/phospay-business/id6667119769/reviews) | [5.0 (1 ratings)](https://appshunter.io/ios/app/dillonpay/id6764584301/reviews) |
| Number of ratings | 1 | 1 |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 9 days** | Every 5 weeks |
| Monetization | Ad-supported | **Free** |
| Size | 91 MB | 39 MB |
| Requires iOS | 15.0 | **12.4** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 17+ |
| Developer | [Phospay Business](https://appshunter.io/developer/1764952589) | [Dillon Microfinance Bank Limited](https://appshunter.io/developer/1851497010) |

## What reviewers say

### PhosPay Business

[App page](https://appshunter.io/ios/app/phospay-business/id6667119769)

Manage your business finances with a single, comprehensive application. Track income, expenses, and gain insights into your financial health. Designed for business owners to streamline financial operations.

**Highlights:** Business finance management, Income tracking, Expense tracking, Financial insights, Streamlined operations

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### DillonPay

[App page](https://appshunter.io/ios/app/dillonpay/id6764584301)

Facilitates various financial transactions including transfers, bill payments, and airtime/data vending. Offers seamless onboarding for customers to manage their finances quickly.

**Highlights:** Seamless transactions, Transfer funds, Bill payment, Airtime and data vending, DSTV and GoTv payments, Quick onboarding

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is PhosPay Business free?

PhosPay Business is free to download, with no in-app purchases.

### Is DillonPay free?

DillonPay is free to download, with no in-app purchases.

### Which has better reviews, PhosPay Business or DillonPay?

PhosPay Business and DillonPay are both rated 5.0 out of 5 on the App Store, from 1 and 1 ratings respectively.

### Do PhosPay Business or DillonPay have ads?

Neither PhosPay Business nor DillonPay shows ads.

### Which is updated more often, PhosPay Business or DillonPay?

PhosPay Business ships an update every 9 days, and DillonPay every 5 weeks. Most recently, PhosPay Business was updated on October 30, 2026 and DillonPay on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*