# PhosPay vs Streetpay

The clearest difference is update cadence: PhosPay at weekly against Streetpay's every 6 weeks. Streetpay's advantage is monetization model (free vs ad-supported). On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 5.0 for PhosPay against 5.0 for Streetpay. Both are backed by a comparable volume of ratings — 2 and 2 respectively.

PhosPay ships an update weekly, Streetpay every 6 weeks. The most recent releases landed on September 2, 2026 and June 5, 2026 respectively.

## The numbers

| Metric | PhosPay | Streetpay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (2 ratings)](https://appshunter.io/ios/app/phospay/id6670174621/reviews) | [5.0 (2 ratings)](https://appshunter.io/ios/app/streetpay/id6749464806/reviews) |
| Number of ratings | 2 | 2 |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Weekly** | Every 6 weeks |
| Monetization | Ad-supported | **Free** |
| Size | 57 MB | 45 MB |
| Requires iOS | 15.0 | **14.0.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 17+ | 17+ |
| Developer | [Phospay Business](https://appshunter.io/developer/1764952589) | [Street-Friendly Unified Services Limited](https://appshunter.io/developer/1830557476) |

## What reviewers say

### PhosPay

[App page](https://appshunter.io/ios/app/phospay/id6670174621)

This platform provides a suite of financial tools for managing money. Users can send funds instantly, pay bills, make QR code payments, and earn interest on savings.

**Highlights:** Instant money transfers, Bill payments, QR code transactions, Savings with interest, Comprehensive fintech platform

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Streetpay

[App page](https://appshunter.io/ios/app/streetpay/id6749464806)

This fintech solution simplifies payments and financial management for everyone, especially the underserved. It allows users to securely send money, receive payments, and pay bills from their mobile devices.

**Highlights:** Send money, Receive payments, Pay bills, Manage finances, Secure mobile transactions, Financial empowerment

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is PhosPay free?

PhosPay is free to download, with no in-app purchases.

### Is Streetpay free?

Streetpay is free to download, with no in-app purchases.

### Which has better reviews, PhosPay or Streetpay?

PhosPay and Streetpay are both rated 5.0 out of 5 on the App Store, from 2 and 2 ratings respectively.

### Do PhosPay or Streetpay have ads?

Neither PhosPay nor Streetpay shows ads.

### Which is updated more often, PhosPay or Streetpay?

PhosPay ships an update weekly, and Streetpay every 6 weeks. Most recently, PhosPay was updated on September 2, 2026 and Streetpay on June 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*