# PhosPay vs PayMint

The clearest difference is iOS requirement: PayMint at 13.0 against PhosPay's 15.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Both ship on a similar rhythm, roughly weekly. The most recent releases landed on October 19, 2026 and October 15, 2026 respectively.

## The numbers

| Metric | PhosPay | PayMint |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (3 ratings)](https://appshunter.io/ios/app/phospay/id6670174621/reviews)** | — |
| Number of ratings | **3** | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Weekly | Weekly |
| Monetization | Ad-supported | — |
| Size | 103 MB | 79 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [Phospay Business](https://appshunter.io/developer/1764952589) | [DATAAPP DIGITAL SERVICES LTD](https://appshunter.io/developer/1711775379) |

## What reviewers say

### PhosPay

[App page](https://appshunter.io/ios/app/phospay/id6670174621)

This platform provides a suite of financial tools for managing money. Users can send funds instantly, pay bills, make QR code payments, and earn interest on savings.

**Highlights:** Instant money transfers, Bill payments, QR code transactions, Savings with interest, Comprehensive fintech platform

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### PayMint

[App page](https://appshunter.io/ios/app/paymint-cheap-data-and-airtime/id6801909031)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is PhosPay free?

PhosPay is free to download, with no in-app purchases.

### Is PayMint free?

PayMint is free to download, with no in-app purchases.

### Do PhosPay or PayMint have ads?

Neither PhosPay nor PayMint shows ads.

### Which is updated more often, PhosPay or PayMint?

PhosPay ships an update weekly, and PayMint weekly. Most recently, PhosPay was updated on October 19, 2026 and PayMint on October 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*