Comparison

Craify vs Owey

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Craify

Easily track personal debts and shared expenses with this free, intuitive application. It simplifies managing who owes what, perfect for loans, payments, and group outings. Enjoy real-time updates and support for all currencies in a clean, private interface.

Highlights
  • Track debts and credits
  • Automatic contacts sync
  • Group expenses management
  • Real-time updates
  • Supports all currencies
  • Transaction history
  • Intuitive interface with themes
Features
Read full description

Craify is the ideal solution for anyone looking for a reliable, free, and easy-to-use app to manage personal debts and expenses. Perfect for monitoring loans and payments, Craify always keeps you aware of who owes what. Forget confusing calculations and endless lists: just enter the amounts and the app does the rest! Main Features: • Track debts and credits: Organize and monitor your balances easily, with all transactions in one place. • Automatic contacts sync: Add debts and expenses with friends, family, and colleagues. As soon as your contacts download the App they’ll see their balance with you! • Privacy guaranteed: Your data is safe with us, we won’t share it with anyone else. • Group expenses management: Ideal for trips, dinners, and other shared situations. Splitting the bill has never been so simple. • Real time updates: Notifications whenever someone adds a new debt, expense or payment with you. • Supports all currencies: Manage debts in local and international currencies. • Transaction history: View past transactions to stay updated and get a complete overview. • Intuitive and effective interface:A clean layout for a simple, minimalist experience. There’re many themes to choose from, not just the classic light/dark theme! Choosing Craify means opting for an debts management tool that’s truly easy to use and accessible to everyone. With its intuitive interface, you can track your debts and credits quickly, and effortlessly. Plus, Craify guarantees privacy and confidentiality: all your information stays private with no unwanted sharing. The clean, minimalist design makes the experience even more pleasant and practical, designed for anyone seeking a straightforward, functional way to organize their finances.

About

Owey

Easily track who owes you money or items, and what you owe others. Log loans in seconds, get timely reminders, and settle debts without awkward conversations. It's a simple, pleasant way to manage your personal lending and borrowing.

Highlights
  • Log loans in 10 seconds
  • Track money and objects
  • Overdue and upcoming item overview
  • Automated reminders
  • Pre-written nudge messages
  • Settled items moved to history
Features
Read full description

You lend $20, a book, your drill… and three weeks later you can't remember who has it or how much they owe. Owey remembers for you. A simple app to track what people owe you, what you owe them, and settle the little things that drag on, without the spreadsheet and without the awkward texts. WHAT YOU CAN DO • Log a loan in 10 seconds: who, what, done. • See at a glance what's overdue and what's coming up. • Keep "They owe me" and "I owe" cleanly separated. • Track money and objects alike: paybacks, books, tools, borrowed stuff. FOLLOW UP WITHOUT THE CRINGE • Get a reminder at the right moment. • A ready-written nudge message, ready to copy or share. • Never again choose between chasing a friend and letting it slide. BUILT FOR EVERYDAY LIFE • Lightning-fast add, zero admin forms. • Once it's settled, it moves to history. Clean and done. • Modern, light, genuinely pleasant to use. ONE THING. ONE PERSON. ONE REMINDER. SETTLED. Free for up to 10 active items. Go unlimited for $0.99/month whenever you need it. Download Owey and stop lending at a loss. Privacy Policy : https://kenoby.fr/applications/quidoitquoi/privacy Terms of Use : https://kenoby.fr/applications/quidoitquoi/terms

Screenshots

Craify4 screens
Owey4 screens

Verdict

The call

The clearest difference is in-app purchases: Owey at none against Craify's 1. Owey also leads on ads (none vs shown). Craify's advantage is iOS requirement (13.0 vs 16.4). On price, review sentiment, update cadence and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Craify sells 1 one-off in-app purchase. Owey asks for nothing beyond the download.

UpkeepUpdate frequency

Craify ships an update every 2 months, Owey every 6 weeks. The most recent releases landed on June 1, 2026 and August 22, 2026 respectively.

Scorecard3 real differences · 7 level
Craify versus Owey: the parameters behind the verdict, then further details
ParameterCraifyOwey
PriceFreeFree
Rating5.0 (1 ratings) — better—
Positive reviews100.0% of reviews100.0% of reviews
Number of ratings1 — better—
Update frequencyEvery 2 monthsEvery 6 weeks — better
AdsYesNo — better
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesFreemium
DevicesiPhone, iPodiPhone, iPad
Requires iOS13.0 — better16.4
Further details — not scored
Size35 MB34 MB
Age rating4+4+
DeveloperAlex BottaniALEXANDRE JOSEPH PIERRE PAUL

Customer experience

Craify

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews4 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Owey

Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

1 purchases

Craify

One-time1
  • Premium$1.99
None

Owey

No in-app purchases

Questions

Is Craify free?
Craify is free to download, with in-app purchases available.
Is Owey free?
Owey is free to download, with no in-app purchases.
Do Craify or Owey have ads?
Craify shows ads; Owey does not.
Which is updated more often, Craify or Owey?
Craify ships an update every 2 months, and Owey every 6 weeks. Most recently, Craify was updated on June 1, 2026 and Owey on August 22, 2026.

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